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There are multiple channels through which members engage with the credit union, which is accompanied by a tremendous amount of data, which makes the overall marketing function complex for credit unions. There are two big issues which credit unions a…
The members of a Credit Union contribute to a lot of varied data. How can this varied data be used practically to achieve a social currency through members? In this article, we provide you with some answers to this question so that you do not end up…
Credit card programs, as beneficial they are can face challenges like lacking focus, requiring a completely new system to learn, unimpressive products, no encouraging metrics, etc.
So, how do you push for an incremental, low cost, data-driven win ar…
So, how do you push for an incremental, low cost, data-driven win ar…
With abundant and diverse data, it is important to know how to manage this data consistently. Also, it is important to know how to govern the data so that you can extract meaningful information from it and become compliant in the regulatory and secu…
Investing in data warehouses and business intelligence initiatives is an absolute necessity if you want to master your data.
Insights from data can be used to establish a competitive advantage if your organization has efficient tools and skills to l…
Insights from data can be used to establish a competitive advantage if your organization has efficient tools and skills to l…
Loan pricing is not an accurate science rather it requires adjustments as per the ever-evolving business environment. So a better way to return proper value to its members is through the reassessment of loan pricing by using analytics of loan-pricin…
With the abundance of data and a wide range of data regulations in place, creating systematic and strategic processes for data governance is what your credit union should be prioritizing to manage. However, there are challenges like making data mana…
To deal with digital marketing, credit unions need to have an understanding of where they are standing in terms of digital marketing transformation, how their processes stand, and what they need to do to perform better. The digital marketing matur…
Credit Unions report Advertising, publicity, and promotions expenses – essentially marketing expenses every quarter for their credit unions in call 5300 report.
Looking at the Dec-2019 reports, here are some interesting trends.
Here are the credit u…
Looking at the Dec-2019 reports, here are some interesting trends.
Here are the credit u…
Investment in digital and data is an absolute necessity and not just a nice-to-do item in the long lists anymore. It helps you to stay relevant in the market, engage with members that they expect from modern organizations that delight them, and help…
Funding institutions in general earn (70- 85) % of their income from lending. So it is expedient that the funds should be priced adequately. Because the risk involved with improper pricing is that they might end up losing all the volumes that they h…
Fee Income per member refers to the fees charged by credit unions to their members for membership or services. This includes the fees for overdraft fees, ATM fees, credit card fees, etc.
We have created a list of top 50 Credit Unions that are chargi…
We have created a list of top 50 Credit Unions that are chargi…
In unprecedented times, this article discusses the impact of COVID-19 on the financial institutions sustain and manage the risk in this uncertain reality and changes to the digital transformation strategy. It also discusses the impact through the in…
It is more evident in these unprecedented times of COVID-19 that almost every financial organization is dealing with urgency and pressure to come up with quick decisions. With data and strategic analytics, making quick decisions, and to stay standin…
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Thanks Naveen for your warm welcome. Looking forward to work with CULytics and gain learning and experience along with the community.
Welcome Medhavi, the new Community Manager of CULytics.