Lending Strategy Sessions from 2021

Workshop Title

Lending Strategy Sessions from 2021 Summit

About This Course

About this Course

In this on-demand course go through the sessions focused around lending strategy from the 6th Annual CULytics Summit where some of the best industry speakers share their wisdom and knowledge around topics like, lending in challenging times and predicting loan chargeoffs.

What you will Learn

What you will learn

  • Learn to predict loan charge-offs using Machine Learning
  • Understand the perspective on getting on to un-chartered territories as well as fintech.

Workshop Content

PART1

Predicting Charge off using Machine Learning

A breakdown of machine learning models Decision Tree, Random Forest with comparisons to Vintage Models and recursive linear regression for predicting charge off amounts and likelihood of a charge off for a loan. Each model has strengths and weaknesses when used for budgeting for charge-offs or predicting charge-offs. Understanding the concepts behind the models enables you to make better decisions on implementing the correct model for your organizational needs.

Troy Del Valle

VP, Business Intelligence, Hudson Valley Credit Union

Troy is the VP of BI at Hudson Valley Federal Credit Union. He works with his team in enterprise data warehouse projects, workflow process efficiency, strategic decision analysis and predictive analytics.

PART2

Lending in Challenging Times

Sumeet Bhalla and Chuck Smith shares their perspective on getting on to un-chartered territories as well as fintech. Lessons learned, things to keep in mind, dos and don'ts, etc.

Sumeet Bhalla

SVP and Chief Credit Risk Officer, Pentagon Federal Credit Union

Sumeet has over 18-years of experience in Financial Services with a focus on transforming corporate strategies, Decision Science, and Digital Transformation. Sumeet is managing risk in PenFed's loan and deposit portfolios through policy management, underwriting, account administration, collections, and loss mitigation. Sumeet is driving growth at PenFed through risk and reward optimization by leading the digital transformation of lending and collection business through data-driven advanced modeling techniques, and transformation of systems and policies.

Chuck Smith

SVP, CLO, Valley Strong Credit Union

Financial services executive and operationally-focused business partner with 30+ years of industry experience impacting and driving positive business results. Recognized as a leader in technology and innovations. Expertise in consumer, indirect, mortgage and commercial lending, banking, credit analysis, credit cards, and sales management, and an ability to build/develop strong teams, attain standardization and simplification, and work collaboratively.

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