top 50 - CULytics Community
2024-03-28T15:39:25Z
https://culytics.com/blogs/feed/tag/top+50
Top 50 Credit Unions with Highest and Lowest Marketing Expense Per Member as of June 2020
https://culytics.com/blogs/highest-and-lowest-marketing-expense-per-member-june-2020
2020-11-22T19:43:42.000Z
2020-11-22T19:43:42.000Z
Medhavi Singla
https://culytics.com/members/MedhaviSingla
<div><div> </div>
<div><span class="x_1965692200font"><span class="x_1965692200size">Marketing expense per member is a good measure to know how much a credit union is spending in marketing to its members and then how effective the marketing is. It is calculated by dividing the </span></span><span class="x_1965692200font"><span class="x_1965692200size">Total Educational and Promotion Expense during June 2020 by the Total Members at the end of June 2020. </span><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">Below we have listed the Top 50 Credit Unions with Highest and Lowest Marketing Expense Per Member as of June 2020. ( CUs with Asset size more than $500M are taken into consideration. )</span></span><span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">For the credit unions that are spending on the lower end, are they being more efficient in communicating their message to their members and prospects? Are they using more digital ways than traditional ways (such as newspapers, billboards, radio/TV ads), etc.? Are they using more automation technologies?</span></span><span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">Here is the list of Top 50 CUs with </span></span><strong><span class="x_1965692200font"><span class="x_1965692200size">Lowest Marketing Expense Per Member. </span></span></strong><span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div>
<table style="width:922px;" width="963">
<tbody>
<tr>
<td style="text-align:center;width:53px;" width="64"><strong>#</strong></td>
<td style="text-align:center;width:226px;" width="266"><strong>CU Name</strong></td>
<td style="text-align:center;width:58px;" width="64"><strong>State</strong></td>
<td style="text-align:center;width:123px;" width="143"><strong>Total Assets</strong></td>
<td style="text-align:center;width:122px;" width="184"><strong>Total Members</strong></td>
<td style="text-align:center;width:142px;" width="178"><strong>Marketing Expense Per Member</strong></td>
<td style="text-align:center;width:198px;" width="64"><strong>URL</strong></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">1</td>
<td style="text-align:center;width:226px;">N C P D Credit Union</td>
<td style="text-align:center;width:58px;">NY</td>
<td style="text-align:center;width:123px;">809M</td>
<td style="text-align:center;width:122px;">16K</td>
<td style="text-align:center;width:142px;">$0.00</td>
<td style="text-align:center;width:198px;"><a href="http://ncpdfcu.org/">http://ncpdfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">2</td>
<td style="text-align:center;width:226px;">State Employees' Credit Union</td>
<td style="text-align:center;width:58px;">NC</td>
<td style="text-align:center;width:123px;">45,192M</td>
<td style="text-align:center;width:122px;">2,512K</td>
<td style="text-align:center;width:142px;">$0.05</td>
<td style="text-align:center;width:198px;"><a href="http://www.ncsecu.org/">http://www.ncsecu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">3</td>
<td style="text-align:center;width:226px;">Connecticut State Employees Credit Union</td>
<td style="text-align:center;width:58px;">CT</td>
<td style="text-align:center;width:123px;">2,088M</td>
<td style="text-align:center;width:122px;">66K</td>
<td style="text-align:center;width:142px;">$0.21</td>
<td style="text-align:center;width:198px;"><a href="http://csecreditunion.com/">http://csecreditunion.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">4</td>
<td style="text-align:center;width:226px;">State Farm Credit Union</td>
<td style="text-align:center;width:58px;">IL</td>
<td style="text-align:center;width:123px;">4,755M</td>
<td style="text-align:center;width:122px;">124K</td>
<td style="text-align:center;width:142px;">$0.22</td>
<td style="text-align:center;width:198px;"><a href="http://www.statefarmfcu.com/">http://www.statefarmfcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">5</td>
<td style="text-align:center;width:226px;">Municipal Credit Union</td>
<td style="text-align:center;width:58px;">NY</td>
<td style="text-align:center;width:123px;">3,617M</td>
<td style="text-align:center;width:122px;">589K</td>
<td style="text-align:center;width:142px;">$0.26</td>
<td style="text-align:center;width:198px;"><a href="http://www.nymcu.org/">http://www.nymcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">6</td>
<td style="text-align:center;width:226px;">Latino Community Credit Union</td>
<td style="text-align:center;width:58px;">NC</td>
<td style="text-align:center;width:123px;">536M</td>
<td style="text-align:center;width:122px;">89K</td>
<td style="text-align:center;width:142px;">$0.37</td>
<td style="text-align:center;width:198px;"><a href="http://www.latinoccu.org/">http://www.latinoccu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">7</td>
<td style="text-align:center;width:226px;">Centris Credit Union</td>
<td style="text-align:center;width:58px;">NE</td>
<td style="text-align:center;width:123px;">861M</td>
<td style="text-align:center;width:122px;">112K</td>
<td style="text-align:center;width:142px;">$0.66</td>
<td style="text-align:center;width:198px;"><a href="http://www.centrisfcu.org/">http://www.centrisfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">8</td>
<td style="text-align:center;width:226px;">Utah Power Credit Union</td>
<td style="text-align:center;width:58px;">UT</td>
<td style="text-align:center;width:123px;">799M</td>
<td style="text-align:center;width:122px;">28K</td>
<td style="text-align:center;width:142px;">$0.71</td>
<td style="text-align:center;width:198px;"><a href="http://www.utahpowercu.org/">http://www.utahpowercu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">9</td>
<td style="text-align:center;width:226px;">Liberty Bay Credit Union</td>
<td style="text-align:center;width:58px;">MA</td>
<td style="text-align:center;width:123px;">708M</td>
<td style="text-align:center;width:122px;">28K</td>
<td style="text-align:center;width:142px;">$0.75</td>
<td style="text-align:center;width:198px;"><a href="http://www.libertybaycu.org/">http://www.libertybaycu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">10</td>
<td style="text-align:center;width:226px;">Self-Help Credit Union</td>
<td style="text-align:center;width:58px;">NC</td>
<td style="text-align:center;width:123px;">1,226M</td>
<td style="text-align:center;width:122px;">89K</td>
<td style="text-align:center;width:142px;">$0.76</td>
<td style="text-align:center;width:198px;"><a href="http://www.self-help.org/">http://www.self-help.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">11</td>
<td style="text-align:center;width:226px;">Family Security Credit Union</td>
<td style="text-align:center;width:58px;">AL</td>
<td style="text-align:center;width:123px;">776M</td>
<td style="text-align:center;width:122px;">85K</td>
<td style="text-align:center;width:142px;">$0.78</td>
<td style="text-align:center;width:198px;"><a href="http://myfscu.com/">http://myfscu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">12</td>
<td style="text-align:center;width:226px;">Apco Employees Credit Union</td>
<td style="text-align:center;width:58px;">AL</td>
<td style="text-align:center;width:123px;">3,215M</td>
<td style="text-align:center;width:122px;">72K</td>
<td style="text-align:center;width:142px;">$0.82</td>
<td style="text-align:center;width:198px;"><a href="http://www.apcocu.org/">http://www.apcocu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">13</td>
<td style="text-align:center;width:226px;">Safe 1 Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">739M</td>
<td style="text-align:center;width:122px;">70K</td>
<td style="text-align:center;width:142px;">$0.83</td>
<td style="text-align:center;width:198px;"><a href="http://safe1.org/">http://safe1.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">14</td>
<td style="text-align:center;width:226px;">Schlumberger Employees Credit Union</td>
<td style="text-align:center;width:58px;">TX</td>
<td style="text-align:center;width:123px;">924M</td>
<td style="text-align:center;width:122px;">30K</td>
<td style="text-align:center;width:142px;">$0.83</td>
<td style="text-align:center;width:198px;"><a href="http://www.secu.slb.com/">http://www.secu.slb.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">15</td>
<td style="text-align:center;width:226px;">Greenwood Credit Union</td>
<td style="text-align:center;width:58px;">RI</td>
<td style="text-align:center;width:123px;">617M</td>
<td style="text-align:center;width:122px;">75K</td>
<td style="text-align:center;width:142px;">$0.87</td>
<td style="text-align:center;width:198px;"><a href="http://www.greenwoodcu.org/">http://www.greenwoodcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">16</td>
<td style="text-align:center;width:226px;">Connexus Credit Union</td>
<td style="text-align:center;width:58px;">WI</td>
<td style="text-align:center;width:123px;">2,971M</td>
<td style="text-align:center;width:122px;">378K</td>
<td style="text-align:center;width:142px;">$0.96</td>
<td style="text-align:center;width:198px;"><a href="http://www.connexuscu.org/">http://www.connexuscu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">17</td>
<td style="text-align:center;width:226px;">Communitywide Credit Union</td>
<td style="text-align:center;width:58px;">IN</td>
<td style="text-align:center;width:123px;">500M</td>
<td style="text-align:center;width:122px;">54K</td>
<td style="text-align:center;width:142px;">$1.37</td>
<td style="text-align:center;width:198px;"><a href="http://www.comwide.com/">http://www.comwide.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">18</td>
<td style="text-align:center;width:226px;">Truwest Credit Union</td>
<td style="text-align:center;width:58px;">AZ</td>
<td style="text-align:center;width:123px;">1,312M</td>
<td style="text-align:center;width:122px;">94K</td>
<td style="text-align:center;width:142px;">$1.52</td>
<td style="text-align:center;width:198px;"><a href="http://www.truwest.org/">http://www.truwest.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">19</td>
<td style="text-align:center;width:226px;">Mayo Employees Credit Union</td>
<td style="text-align:center;width:58px;">MN</td>
<td style="text-align:center;width:123px;">1,176M</td>
<td style="text-align:center;width:122px;">65K</td>
<td style="text-align:center;width:142px;">$1.58</td>
<td style="text-align:center;width:198px;"><a href="http://www.mayocreditunion.org/">http://www.mayocreditunion.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">20</td>
<td style="text-align:center;width:226px;">Los Angeles Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">1,096M</td>
<td style="text-align:center;width:122px;">70K</td>
<td style="text-align:center;width:142px;">$1.70</td>
<td style="text-align:center;width:198px;"><a href="http://www.lafcu.org/">http://www.lafcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">21</td>
<td style="text-align:center;width:226px;">Triangle Credit Union</td>
<td style="text-align:center;width:58px;">NH</td>
<td style="text-align:center;width:123px;">790M</td>
<td style="text-align:center;width:122px;">58K</td>
<td style="text-align:center;width:142px;">$1.78</td>
<td style="text-align:center;width:198px;"><a href="http://trianglecu.org/">http://trianglecu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">22</td>
<td style="text-align:center;width:226px;">Tower Credit Union</td>
<td style="text-align:center;width:58px;">MD</td>
<td style="text-align:center;width:123px;">3,592M</td>
<td style="text-align:center;width:122px;">194K</td>
<td style="text-align:center;width:142px;">$1.86</td>
<td style="text-align:center;width:198px;"><a href="http://towerfcu.org/">http://towerfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">23</td>
<td style="text-align:center;width:226px;">Merced School Employees Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">610M</td>
<td style="text-align:center;width:122px;">43K</td>
<td style="text-align:center;width:142px;">$1.88</td>
<td style="text-align:center;width:198px;"><a href="http://mercedschoolcu.org/">http://mercedschoolcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">24</td>
<td style="text-align:center;width:226px;">Usalliance Credit Union</td>
<td style="text-align:center;width:58px;">NY</td>
<td style="text-align:center;width:123px;">1,932M</td>
<td style="text-align:center;width:122px;">122K</td>
<td style="text-align:center;width:142px;">$2.05</td>
<td style="text-align:center;width:198px;"><a href="http://www.usalliance.org/">http://www.usalliance.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">25</td>
<td style="text-align:center;width:226px;">Consumer Credit Union</td>
<td style="text-align:center;width:58px;">TN</td>
<td style="text-align:center;width:123px;">520M</td>
<td style="text-align:center;width:122px;">42K</td>
<td style="text-align:center;width:142px;">$2.10</td>
<td style="text-align:center;width:198px;"><a href="http://consumercreditunion.com/">http://consumercreditunion.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">26</td>
<td style="text-align:center;width:226px;">Cedar Point Credit Union</td>
<td style="text-align:center;width:58px;">MD</td>
<td style="text-align:center;width:123px;">622M</td>
<td style="text-align:center;width:122px;">45K</td>
<td style="text-align:center;width:142px;">$2.22</td>
<td style="text-align:center;width:198px;"><a href="http://www.cpfcu.com/">http://www.cpfcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">27</td>
<td style="text-align:center;width:226px;">Partners Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">2,097M</td>
<td style="text-align:center;width:122px;">181K</td>
<td style="text-align:center;width:142px;">$2.27</td>
<td style="text-align:center;width:198px;"><a href="http://www.partnersfcu.org/">http://www.partnersfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">28</td>
<td style="text-align:center;width:226px;">Apci Credit Union</td>
<td style="text-align:center;width:58px;">PA</td>
<td style="text-align:center;width:123px;">648M</td>
<td style="text-align:center;width:122px;">18K</td>
<td style="text-align:center;width:142px;">$2.28</td>
<td style="text-align:center;width:198px;"><a href="https://www.apcifcu.org/">https://www.apcifcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">29</td>
<td style="text-align:center;width:226px;">Merck Employees Credit Union</td>
<td style="text-align:center;width:58px;">NJ</td>
<td style="text-align:center;width:123px;">2,068M</td>
<td style="text-align:center;width:122px;">25K</td>
<td style="text-align:center;width:142px;">$2.28</td>
<td style="text-align:center;width:198px;"><a href="http://www.merckcu.com/">http://www.merckcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">30</td>
<td style="text-align:center;width:226px;">Washington State Employees Credit Union</td>
<td style="text-align:center;width:58px;">WA</td>
<td style="text-align:center;width:123px;">3,740M</td>
<td style="text-align:center;width:122px;">283K</td>
<td style="text-align:center;width:142px;">$2.29</td>
<td style="text-align:center;width:198px;"><a href="https://wsecu.org/">https://wsecu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">31</td>
<td style="text-align:center;width:226px;">Altaone Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">668M</td>
<td style="text-align:center;width:122px;">55K</td>
<td style="text-align:center;width:142px;">$2.31</td>
<td style="text-align:center;width:198px;"><a href="http://www.altaone.org/">http://www.altaone.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">32</td>
<td style="text-align:center;width:226px;">True Sky Credit Union</td>
<td style="text-align:center;width:58px;">OK</td>
<td style="text-align:center;width:123px;">712M</td>
<td style="text-align:center;width:122px;">55K</td>
<td style="text-align:center;width:142px;">$2.31</td>
<td style="text-align:center;width:198px;"><a href="http://www.trueskycu.org/">http://www.trueskycu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">33</td>
<td style="text-align:center;width:226px;">The Summit Credit Union</td>
<td style="text-align:center;width:58px;">NY</td>
<td style="text-align:center;width:123px;">1,091M</td>
<td style="text-align:center;width:122px;">88K</td>
<td style="text-align:center;width:142px;">$2.33</td>
<td style="text-align:center;width:198px;"><a href="http://www.summitfcu.org/">http://www.summitfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">34</td>
<td style="text-align:center;width:226px;">United Nations Credit Union</td>
<td style="text-align:center;width:58px;">NY</td>
<td style="text-align:center;width:123px;">6,441M</td>
<td style="text-align:center;width:122px;">155K</td>
<td style="text-align:center;width:142px;">$2.36</td>
<td style="text-align:center;width:198px;"><a href="http://www.unfcu.org/">http://www.unfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">35</td>
<td style="text-align:center;width:226px;">First City Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">783M</td>
<td style="text-align:center;width:122px;">63K</td>
<td style="text-align:center;width:142px;">$2.51</td>
<td style="text-align:center;width:198px;"><a href="http://firstcitycu.org/">http://firstcitycu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">36</td>
<td style="text-align:center;width:226px;">Sandia Laboratory Credit Union</td>
<td style="text-align:center;width:58px;">NM</td>
<td style="text-align:center;width:123px;">2,891M</td>
<td style="text-align:center;width:122px;">112K</td>
<td style="text-align:center;width:142px;">$2.52</td>
<td style="text-align:center;width:198px;"><a href="http://www.slfcu.org/">http://www.slfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">37</td>
<td style="text-align:center;width:226px;">Thrivent Credit Union</td>
<td style="text-align:center;width:58px;">WI</td>
<td style="text-align:center;width:123px;">713M</td>
<td style="text-align:center;width:122px;">59K</td>
<td style="text-align:center;width:142px;">$2.54</td>
<td style="text-align:center;width:198px;"><a href="http://www.thriventcu.com/">http://www.thriventcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">38</td>
<td style="text-align:center;width:226px;">First Community Credit Union</td>
<td style="text-align:center;width:58px;">OR</td>
<td style="text-align:center;width:123px;">1,309M</td>
<td style="text-align:center;width:122px;">80K</td>
<td style="text-align:center;width:142px;">$2.56</td>
<td style="text-align:center;width:198px;"><a href="http://www.myfirstccu.org/">http://www.myfirstccu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">39</td>
<td style="text-align:center;width:226px;">Seattle Metropolitan Credit Union</td>
<td style="text-align:center;width:58px;">WA</td>
<td style="text-align:center;width:123px;">896M</td>
<td style="text-align:center;width:122px;">52K</td>
<td style="text-align:center;width:142px;">$2.58</td>
<td style="text-align:center;width:198px;"><a href="http://www.seattlecu.com/">http://www.seattlecu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">40</td>
<td style="text-align:center;width:226px;">Police & Fire Credit Union</td>
<td style="text-align:center;width:58px;">PA</td>
<td style="text-align:center;width:123px;">6,311M</td>
<td style="text-align:center;width:122px;">347K</td>
<td style="text-align:center;width:142px;">$2.59</td>
<td style="text-align:center;width:198px;"><a href="http://www.pffcu.org/">http://www.pffcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">41</td>
<td style="text-align:center;width:226px;">Redstone Credit Union</td>
<td style="text-align:center;width:58px;">AL</td>
<td style="text-align:center;width:123px;">6,104M</td>
<td style="text-align:center;width:122px;">537K</td>
<td style="text-align:center;width:142px;">$2.64</td>
<td style="text-align:center;width:198px;"><a href="http://www.redfcu.org/">http://www.redfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">42</td>
<td style="text-align:center;width:226px;">Houston Police Credit Union</td>
<td style="text-align:center;width:58px;">TX</td>
<td style="text-align:center;width:123px;">840M</td>
<td style="text-align:center;width:122px;">31K</td>
<td style="text-align:center;width:142px;">$2.65</td>
<td style="text-align:center;width:198px;"><a href="http://www.hpcu.coop/">http://www.hpcu.coop</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">43</td>
<td style="text-align:center;width:226px;">Efcu Financial Credit Union</td>
<td style="text-align:center;width:58px;">LA</td>
<td style="text-align:center;width:123px;">599M</td>
<td style="text-align:center;width:122px;">48K</td>
<td style="text-align:center;width:142px;">$2.71</td>
<td style="text-align:center;width:198px;"><a href="http://www.efcufinancial.org/">http://www.efcufinancial.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">44</td>
<td style="text-align:center;width:226px;">Self-Help Federal Credit Union</td>
<td style="text-align:center;width:58px;">NC</td>
<td style="text-align:center;width:123px;">1,449M</td>
<td style="text-align:center;width:122px;">79K</td>
<td style="text-align:center;width:142px;">$2.71</td>
<td style="text-align:center;width:198px;"><a href="http://www.self-helpfcu.org/">http://www.self-helpfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">45</td>
<td style="text-align:center;width:226px;">Marine Credit Union</td>
<td style="text-align:center;width:58px;">NC</td>
<td style="text-align:center;width:123px;">788M</td>
<td style="text-align:center;width:122px;">83K</td>
<td style="text-align:center;width:142px;">$2.78</td>
<td style="text-align:center;width:198px;"><a href="http://marinefederal.org/">http://marinefederal.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">46</td>
<td style="text-align:center;width:226px;">Texans Credit Union</td>
<td style="text-align:center;width:58px;">TX</td>
<td style="text-align:center;width:123px;">1,792M</td>
<td style="text-align:center;width:122px;">114K</td>
<td style="text-align:center;width:142px;">$2.82</td>
<td style="text-align:center;width:198px;"><a href="http://www.texanscu.org/">http://www.texanscu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">47</td>
<td style="text-align:center;width:226px;">Bay Credit Union</td>
<td style="text-align:center;width:58px;">CA</td>
<td style="text-align:center;width:123px;">1,256M</td>
<td style="text-align:center;width:122px;">79K</td>
<td style="text-align:center;width:142px;">$2.89</td>
<td style="text-align:center;width:198px;"><a href="http://www.bayfed.com/">http://www.bayfed.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">48</td>
<td style="text-align:center;width:226px;">Members 1St Credit Union</td>
<td style="text-align:center;width:58px;">PA</td>
<td style="text-align:center;width:123px;">5,317M</td>
<td style="text-align:center;width:122px;">451K</td>
<td style="text-align:center;width:142px;">$2.97</td>
<td style="text-align:center;width:198px;"><a href="http://members1st.org/">http://members1st.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">49</td>
<td style="text-align:center;width:226px;">Tlc Community Credit Union</td>
<td style="text-align:center;width:58px;">MI</td>
<td style="text-align:center;width:123px;">611M</td>
<td style="text-align:center;width:122px;">53K</td>
<td style="text-align:center;width:142px;">$2.98</td>
<td style="text-align:center;width:198px;"><a href="http://www.tlccu.org/">http://www.tlccu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:53px;">50</td>
<td style="text-align:center;width:226px;">Golden Plains Credit Union</td>
<td style="text-align:center;width:58px;">KS</td>
<td style="text-align:center;width:123px;">729M</td>
<td style="text-align:center;width:122px;">80K</td>
<td style="text-align:center;width:142px;">$3.03</td>
<td style="text-align:center;width:198px;"><a href="http://www.gpcu.org/">http://www.gpcu.org</a></td>
</tr>
</tbody>
</table>
<span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">On the contrary, here is the list of </span></span><span class="x_1965692200font"><span class="x_1965692200size">Top 50 CUs with </span></span><strong><span class="x_1965692200font"><span class="x_1965692200size">Highest</span></span></strong><strong><span class="x_1965692200font"><span class="x_1965692200size"> Marketing Expense Per Member.</span></span></strong><span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div>
<table style="width:923px;" width="991">
<tbody>
<tr>
<td style="text-align:center;width:54px;" width="64"><strong>#</strong></td>
<td style="text-align:center;width:230px;" width="286"><strong>CU Name</strong></td>
<td style="text-align:center;width:77px;" width="64"><strong>State</strong></td>
<td style="text-align:center;width:89px;" width="124"><strong>Total Assets</strong></td>
<td style="text-align:center;width:142px;" width="180"><strong>Total Members</strong></td>
<td style="text-align:center;width:165px;" width="209"><strong>Marketing Expense Per Member</strong></td>
<td style="text-align:center;width:166px;" width="64"><strong>URL</strong></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">1</td>
<td style="text-align:center;width:230px;">First Entertainment Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">1,753M</td>
<td style="text-align:center;width:142px;">88K</td>
<td style="text-align:center;width:165px;">$46.89</td>
<td style="text-align:center;width:166px;"><a href="http://www.firstent.org/">http://www.firstent.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">2</td>
<td style="text-align:center;width:230px;">Community Choice Credit Union</td>
<td style="text-align:center;width:77px;">IA</td>
<td style="text-align:center;width:89px;">631M</td>
<td style="text-align:center;width:142px;">49K</td>
<td style="text-align:center;width:165px;">$43.84</td>
<td style="text-align:center;width:166px;"><a href="http://comchoicecu.org/">http://comchoicecu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">3</td>
<td style="text-align:center;width:230px;">Evangelical Christian Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">733M</td>
<td style="text-align:center;width:142px;">15K</td>
<td style="text-align:center;width:165px;">$37.87</td>
<td style="text-align:center;width:166px;"><a href="http://www.eccu.org/">http://www.eccu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">4</td>
<td style="text-align:center;width:230px;">University Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">823M</td>
<td style="text-align:center;width:142px;">41K</td>
<td style="text-align:center;width:165px;">$36.37</td>
<td style="text-align:center;width:166px;"><a href="http://ucu.org/">http://ucu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">5</td>
<td style="text-align:center;width:230px;">City Of Boston Credit Union</td>
<td style="text-align:center;width:77px;">MA</td>
<td style="text-align:center;width:89px;">504M</td>
<td style="text-align:center;width:142px;">31K</td>
<td style="text-align:center;width:165px;">$30.58</td>
<td style="text-align:center;width:166px;"><a href="http://www.cityofbostoncu.com/">http://www.cityofbostoncu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">6</td>
<td style="text-align:center;width:230px;">Esl Credit Union</td>
<td style="text-align:center;width:77px;">NY</td>
<td style="text-align:center;width:89px;">7,366M</td>
<td style="text-align:center;width:142px;">372K</td>
<td style="text-align:center;width:165px;">$28.72</td>
<td style="text-align:center;width:166px;"><a href="http://esl.org/">http://esl.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">7</td>
<td style="text-align:center;width:230px;">Fivepoint Credit Union</td>
<td style="text-align:center;width:77px;">TX</td>
<td style="text-align:center;width:89px;">744M</td>
<td style="text-align:center;width:142px;">48K</td>
<td style="text-align:center;width:165px;">$27.67</td>
<td style="text-align:center;width:166px;"><a href="http://www.5pointcu.org/">http://www.5pointcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">8</td>
<td style="text-align:center;width:230px;">Capital Credit Union</td>
<td style="text-align:center;width:77px;">ND</td>
<td style="text-align:center;width:89px;">596M</td>
<td style="text-align:center;width:142px;">30K</td>
<td style="text-align:center;width:165px;">$27.23</td>
<td style="text-align:center;width:166px;"><a href="http://capcu.org/">http://capcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">9</td>
<td style="text-align:center;width:230px;">Affinity Plus Credit Union</td>
<td style="text-align:center;width:77px;">MN</td>
<td style="text-align:center;width:89px;">2,885M</td>
<td style="text-align:center;width:142px;">214K</td>
<td style="text-align:center;width:165px;">$26.55</td>
<td style="text-align:center;width:166px;"><a href="http://www.affinityplus.org/">http://www.affinityplus.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">10</td>
<td style="text-align:center;width:230px;">Self Reliance Ny Credit Union</td>
<td style="text-align:center;width:77px;">NY</td>
<td style="text-align:center;width:89px;">1,414M</td>
<td style="text-align:center;width:142px;">15K</td>
<td style="text-align:center;width:165px;">$24.67</td>
<td style="text-align:center;width:166px;"><a href="http://www.selfrelianceny.org/">http://www.selfrelianceny.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">11</td>
<td style="text-align:center;width:230px;">Communityamerica Credit Union</td>
<td style="text-align:center;width:77px;">MO</td>
<td style="text-align:center;width:89px;">3,537M</td>
<td style="text-align:center;width:142px;">251K</td>
<td style="text-align:center;width:165px;">$23.87</td>
<td style="text-align:center;width:166px;"><a href="http://www.cacu.com/">http://www.cacu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">12</td>
<td style="text-align:center;width:230px;">Greater Nevada Credit Union</td>
<td style="text-align:center;width:77px;">NV</td>
<td style="text-align:center;width:89px;">1,264M</td>
<td style="text-align:center;width:142px;">76K</td>
<td style="text-align:center;width:165px;">$22.36</td>
<td style="text-align:center;width:166px;"><a href="http://www.gncu.org/">http://www.gncu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">13</td>
<td style="text-align:center;width:230px;">121 Financial Credit Union</td>
<td style="text-align:center;width:77px;">FL</td>
<td style="text-align:center;width:89px;">588M</td>
<td style="text-align:center;width:142px;">46K</td>
<td style="text-align:center;width:165px;">$22.33</td>
<td style="text-align:center;width:166px;"><a href="http://www.121fcu.org/">http://www.121fcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">14</td>
<td style="text-align:center;width:230px;">Island Credit Union</td>
<td style="text-align:center;width:77px;">NY</td>
<td style="text-align:center;width:89px;">1,594M</td>
<td style="text-align:center;width:142px;">45K</td>
<td style="text-align:center;width:165px;">$22.29</td>
<td style="text-align:center;width:166px;"><a href="http://www.islandfcu.com/">http://www.islandfcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">15</td>
<td style="text-align:center;width:230px;">Verve, A Credit Union Credit Union</td>
<td style="text-align:center;width:77px;">WI</td>
<td style="text-align:center;width:89px;">1,409M</td>
<td style="text-align:center;width:142px;">66K</td>
<td style="text-align:center;width:165px;">$21.09</td>
<td style="text-align:center;width:166px;"><a href="https://www.verveacu.com/">https://www.verveacu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">16</td>
<td style="text-align:center;width:230px;">Charlotte Metro Credit Union</td>
<td style="text-align:center;width:77px;">NC</td>
<td style="text-align:center;width:89px;">707M</td>
<td style="text-align:center;width:142px;">61K</td>
<td style="text-align:center;width:165px;">$21.07</td>
<td style="text-align:center;width:166px;"><a href="http://www.cmcu.org/">http://www.cmcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">17</td>
<td style="text-align:center;width:230px;">Silver State Schools Credit Union</td>
<td style="text-align:center;width:77px;">NV</td>
<td style="text-align:center;width:89px;">933M</td>
<td style="text-align:center;width:142px;">55K</td>
<td style="text-align:center;width:165px;">$20.65</td>
<td style="text-align:center;width:166px;"><a href="https://www.silverstatecu.com/">https://www.silverstatecu.com/</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">18</td>
<td style="text-align:center;width:230px;">Elga Credit Union</td>
<td style="text-align:center;width:77px;">MI</td>
<td style="text-align:center;width:89px;">966M</td>
<td style="text-align:center;width:142px;">75K</td>
<td style="text-align:center;width:165px;">$20.57</td>
<td style="text-align:center;width:166px;"><a href="http://www.elgacu.com/">http://www.elgacu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">19</td>
<td style="text-align:center;width:230px;">Freedom Credit Union</td>
<td style="text-align:center;width:77px;">MA</td>
<td style="text-align:center;width:89px;">563M</td>
<td style="text-align:center;width:142px;">31K</td>
<td style="text-align:center;width:165px;">$19.32</td>
<td style="text-align:center;width:166px;"><a href="http://www.freedom.coop/">http://www.freedom.coop</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">20</td>
<td style="text-align:center;width:230px;">Inova Credit Union</td>
<td style="text-align:center;width:77px;">IN</td>
<td style="text-align:center;width:89px;">517M</td>
<td style="text-align:center;width:142px;">41K</td>
<td style="text-align:center;width:165px;">$19.27</td>
<td style="text-align:center;width:166px;"><a href="http://www.inovafcu.org/">http://www.inovafcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">21</td>
<td style="text-align:center;width:230px;">Community Financial Credit Union</td>
<td style="text-align:center;width:77px;">MI</td>
<td style="text-align:center;width:89px;">1,120M</td>
<td style="text-align:center;width:142px;">78K</td>
<td style="text-align:center;width:165px;">$19.21</td>
<td style="text-align:center;width:166px;"><a href="http://www.cfcu.org/">http://www.cfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">22</td>
<td style="text-align:center;width:230px;">Texas Bay Credit Union</td>
<td style="text-align:center;width:77px;">TX</td>
<td style="text-align:center;width:89px;">546M</td>
<td style="text-align:center;width:142px;">47K</td>
<td style="text-align:center;width:165px;">$18.89</td>
<td style="text-align:center;width:166px;"><a href="http://www.tbacu.org/">http://www.tbacu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">23</td>
<td style="text-align:center;width:230px;">Greenstate Credit Union</td>
<td style="text-align:center;width:77px;">IA</td>
<td style="text-align:center;width:89px;">6,660M</td>
<td style="text-align:center;width:142px;">229K</td>
<td style="text-align:center;width:165px;">$18.05</td>
<td style="text-align:center;width:166px;"><a href="http://greenstate.org/">http://greenstate.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">24</td>
<td style="text-align:center;width:230px;">Du Trac Community Credit Union</td>
<td style="text-align:center;width:77px;">IA</td>
<td style="text-align:center;width:89px;">838M</td>
<td style="text-align:center;width:142px;">48K</td>
<td style="text-align:center;width:165px;">$17.75</td>
<td style="text-align:center;width:166px;"><a href="http://www.dutrac.org/">http://www.dutrac.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">25</td>
<td style="text-align:center;width:230px;">Elevations Credit Union</td>
<td style="text-align:center;width:77px;">CO</td>
<td style="text-align:center;width:89px;">2,471M</td>
<td style="text-align:center;width:142px;">146K</td>
<td style="text-align:center;width:165px;">$17.60</td>
<td style="text-align:center;width:166px;"><a href="http://www.elevationscu.com/">http://www.elevationscu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">26</td>
<td style="text-align:center;width:230px;">Christian Community Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">760M</td>
<td style="text-align:center;width:142px;">31K</td>
<td style="text-align:center;width:165px;">$17.55</td>
<td style="text-align:center;width:166px;"><a href="https://www.mycccu.com/">https://www.mycccu.com/</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">27</td>
<td style="text-align:center;width:230px;">Stanford Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">3,297M</td>
<td style="text-align:center;width:142px;">74K</td>
<td style="text-align:center;width:165px;">$17.38</td>
<td style="text-align:center;width:166px;"><a href="https://www.sfcu.org/">https://www.sfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">28</td>
<td style="text-align:center;width:230px;">Wescom Central Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">4,480M</td>
<td style="text-align:center;width:142px;">196K</td>
<td style="text-align:center;width:165px;">$16.88</td>
<td style="text-align:center;width:166px;"><a href="http://www.wescom.org/">http://www.wescom.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">29</td>
<td style="text-align:center;width:230px;">Community 1St Credit Union</td>
<td style="text-align:center;width:77px;">IA</td>
<td style="text-align:center;width:89px;">815M</td>
<td style="text-align:center;width:142px;">59K</td>
<td style="text-align:center;width:165px;">$16.42</td>
<td style="text-align:center;width:166px;"><a href="http://www.c1stcu.com/">http://www.c1stcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">30</td>
<td style="text-align:center;width:230px;">Premier Members Credit Union</td>
<td style="text-align:center;width:77px;">CO</td>
<td style="text-align:center;width:89px;">1,375M</td>
<td style="text-align:center;width:142px;">78K</td>
<td style="text-align:center;width:165px;">$16.42</td>
<td style="text-align:center;width:166px;"><a href="http://www.pmcu.org/">http://www.pmcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">31</td>
<td style="text-align:center;width:230px;">Oneaz Credit Union</td>
<td style="text-align:center;width:77px;">AZ</td>
<td style="text-align:center;width:89px;">2,416M</td>
<td style="text-align:center;width:142px;">145K</td>
<td style="text-align:center;width:165px;">$16.37</td>
<td style="text-align:center;width:166px;"><a href="https://www.oneazcu.com/">https://www.oneazcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">32</td>
<td style="text-align:center;width:230px;">United Heritage Credit Union</td>
<td style="text-align:center;width:77px;">TX</td>
<td style="text-align:center;width:89px;">1,165M</td>
<td style="text-align:center;width:142px;">68K</td>
<td style="text-align:center;width:165px;">$16.35</td>
<td style="text-align:center;width:166px;"><a href="http://www.uhcu.org/">http://www.uhcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">33</td>
<td style="text-align:center;width:230px;">Neches Credit Union</td>
<td style="text-align:center;width:77px;">TX</td>
<td style="text-align:center;width:89px;">730M</td>
<td style="text-align:center;width:142px;">66K</td>
<td style="text-align:center;width:165px;">$16.30</td>
<td style="text-align:center;width:166px;"><a href="http://www.nechesfcu.org/">http://www.nechesfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">34</td>
<td style="text-align:center;width:230px;">Michigan State University Credit Union</td>
<td style="text-align:center;width:77px;">MI</td>
<td style="text-align:center;width:89px;">5,375M</td>
<td style="text-align:center;width:142px;">293K</td>
<td style="text-align:center;width:165px;">$16.09</td>
<td style="text-align:center;width:166px;"><a href="http://www.msufcu.org/">http://www.msufcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">35</td>
<td style="text-align:center;width:230px;">Westmark Credit Union</td>
<td style="text-align:center;width:77px;">ID</td>
<td style="text-align:center;width:89px;">931M</td>
<td style="text-align:center;width:142px;">63K</td>
<td style="text-align:center;width:165px;">$15.98</td>
<td style="text-align:center;width:166px;"><a href="http://www.westmark.org/">http://www.westmark.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">36</td>
<td style="text-align:center;width:230px;">Granite Credit Union</td>
<td style="text-align:center;width:77px;">UT</td>
<td style="text-align:center;width:89px;">606M</td>
<td style="text-align:center;width:142px;">29K</td>
<td style="text-align:center;width:165px;">$15.97</td>
<td style="text-align:center;width:166px;"><a href="http://www.granite.org/">http://www.granite.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">37</td>
<td style="text-align:center;width:230px;">Ent Credit Union</td>
<td style="text-align:center;width:77px;">CO</td>
<td style="text-align:center;width:89px;">6,916M</td>
<td style="text-align:center;width:142px;">389K</td>
<td style="text-align:center;width:165px;">$15.95</td>
<td style="text-align:center;width:166px;"><a href="http://www.ent.com/">http://www.ent.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">38</td>
<td style="text-align:center;width:230px;">Credit Union 1</td>
<td style="text-align:center;width:77px;">IL</td>
<td style="text-align:center;width:89px;">1,115M</td>
<td style="text-align:center;width:142px;">87K</td>
<td style="text-align:center;width:165px;">$15.70</td>
<td style="text-align:center;width:166px;"><a href="https://www.creditunion1.org/">https://www.creditunion1.org/</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">39</td>
<td style="text-align:center;width:230px;">Salal Credit Union</td>
<td style="text-align:center;width:77px;">WA</td>
<td style="text-align:center;width:89px;">912M</td>
<td style="text-align:center;width:142px;">45K</td>
<td style="text-align:center;width:165px;">$15.44</td>
<td style="text-align:center;width:166px;"><a href="http://www.salalcu.org/">http://www.salalcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">40</td>
<td style="text-align:center;width:230px;">United States Senate Credit Union</td>
<td style="text-align:center;width:77px;">VA</td>
<td style="text-align:center;width:89px;">1,094M</td>
<td style="text-align:center;width:142px;">41K</td>
<td style="text-align:center;width:165px;">$15.37</td>
<td style="text-align:center;width:166px;"><a href="https://www.ussfcu.org/">https://www.ussfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">41</td>
<td style="text-align:center;width:230px;">Ithink Financial Credit Union</td>
<td style="text-align:center;width:77px;">FL</td>
<td style="text-align:center;width:89px;">1,687M</td>
<td style="text-align:center;width:142px;">94K</td>
<td style="text-align:center;width:165px;">$15.35</td>
<td style="text-align:center;width:166px;"><a href="http://ithinkfi.org/">http://ithinkfi.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">42</td>
<td style="text-align:center;width:230px;">Greater Texas Credit Union</td>
<td style="text-align:center;width:77px;">TX</td>
<td style="text-align:center;width:89px;">772M</td>
<td style="text-align:center;width:142px;">71K</td>
<td style="text-align:center;width:165px;">$15.34</td>
<td style="text-align:center;width:166px;"><a href="http://www.gtfcu.org/">http://www.gtfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">43</td>
<td style="text-align:center;width:230px;">Suffolk Credit Union</td>
<td style="text-align:center;width:77px;">NY</td>
<td style="text-align:center;width:89px;">1,339M</td>
<td style="text-align:center;width:142px;">62K</td>
<td style="text-align:center;width:165px;">$15.24</td>
<td style="text-align:center;width:166px;"><a href="http://www.suffolkfcu.org/">http://www.suffolkfcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">44</td>
<td style="text-align:center;width:230px;">Utah First Credit Union</td>
<td style="text-align:center;width:77px;">UT</td>
<td style="text-align:center;width:89px;">601M</td>
<td style="text-align:center;width:142px;">25K</td>
<td style="text-align:center;width:165px;">$15.24</td>
<td style="text-align:center;width:166px;"><a href="http://www.utahfirst.com/">http://www.utahfirst.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">45</td>
<td style="text-align:center;width:230px;">Dupaco Community Credit Union</td>
<td style="text-align:center;width:77px;">IA</td>
<td style="text-align:center;width:89px;">2,146M</td>
<td style="text-align:center;width:142px;">131K</td>
<td style="text-align:center;width:165px;">$15.22</td>
<td style="text-align:center;width:166px;"><a href="http://www.dupaco.com/">http://www.dupaco.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">46</td>
<td style="text-align:center;width:230px;">Navigant Credit Union</td>
<td style="text-align:center;width:77px;">RI</td>
<td style="text-align:center;width:89px;">2,671M</td>
<td style="text-align:center;width:142px;">106K</td>
<td style="text-align:center;width:165px;">$15.12</td>
<td style="text-align:center;width:166px;"><a href="http://www.navigantcu.org/">http://www.navigantcu.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">47</td>
<td style="text-align:center;width:230px;">Founders Credit Union</td>
<td style="text-align:center;width:77px;">SC</td>
<td style="text-align:center;width:89px;">2,957M</td>
<td style="text-align:center;width:142px;">226K</td>
<td style="text-align:center;width:165px;">$14.99</td>
<td style="text-align:center;width:166px;"><a href="https://www.foundersfcu.com/">https://www.foundersfcu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">48</td>
<td style="text-align:center;width:230px;">San Diego County Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">9,284M</td>
<td style="text-align:center;width:142px;">423K</td>
<td style="text-align:center;width:165px;">$14.95</td>
<td style="text-align:center;width:166px;"><a href="http://www.sdccu.com/">http://www.sdccu.com</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">49</td>
<td style="text-align:center;width:230px;">Commonwealth Credit Union</td>
<td style="text-align:center;width:77px;">KY</td>
<td style="text-align:center;width:89px;">1,552M</td>
<td style="text-align:center;width:142px;">108K</td>
<td style="text-align:center;width:165px;">$14.91</td>
<td style="text-align:center;width:166px;"><a href="http://www.ccuky.org/">http://www.ccuky.org</a></td>
</tr>
<tr>
<td style="text-align:center;width:54px;">50</td>
<td style="text-align:center;width:230px;">Provident Credit Union</td>
<td style="text-align:center;width:77px;">CA</td>
<td style="text-align:center;width:89px;">3,097M</td>
<td style="text-align:center;width:142px;">125K</td>
<td style="text-align:center;width:165px;">$14.90</td>
<td style="text-align:center;width:166px;"><a href="http://providentcu.org/">http://providentcu.org</a></td>
</tr>
</tbody>
</table>
<span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><strong><span class="x_1965692200font"><span class="x_1965692200size">It would be interesting to understand </span></span><span class="x_1965692200font"><span class="x_1965692200size">what these credit unions are doing when they are spending on their marketing.</span></span><span class="x_1965692200font"><span class="x_1965692200size"> And what can these credit unions work towards, to bring down their marketing expense per member. </span></span></strong><span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">While creating this list, of course, there were some <strong>Assumptions and Limitations</strong> as below that we took into consideration. </span><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><strong><u><span class="x_1965692200font"><span class="x_1965692200size">Assumptions and Limitations</span></span></u></strong><span class="x_1965692200font"><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">1. Call 5300 report does not provide details on how the marketing expense was made. How much was made for traditional media (TV, Radio, Newspaper, Magazines, Billboards, etc.) vs digital media (Search, Social, Banner, etc.)</span><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">2. What all expenses are part of the promotional and educational expense as reported on Call 5300 report may differ from credit to credit union.</span><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">3. Investment in marketing technology and marketing team compensation may not be reported as part of the Educational and Promotional expense in Call 5300 report. Therefore it is difficult to do an apple to apple comparison between peer credit unions</span><span class="x_1965692200size"><br /></span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size"> </span></span></div>
<div><span class="x_1965692200font"><span class="x_1965692200size">We would be excited to know what you think about this? </span></span></div></div>
Top 50 Credit unions with Highest and Lowest Loan Grants per Member as of June 2020
https://culytics.com/blogs/cus-with-highest-and-lowest-loan-grants-per-member-june-2020
2020-10-27T10:41:52.000Z
2020-10-27T10:41:52.000Z
Medhavi Singla
https://culytics.com/members/MedhaviSingla
<div><div>How many loans does your credit union grants to a member is a good measure of the depth of member engagement? Of course knowing that marketing has a limited role to play for indirect loans.</div>
<div> </div>
<div>Here is the list of <strong>Top 50 Credit Unions with the highest and lowest loan granted per member</strong>. The data is calculated by dividing the <strong>Total Number of Loans and Leases of a credit union for June 2020 by the Total Number of Members for June 2020 as per the NCUA 5300 Call Report.</strong></div>
<div> </div>
<div>A credit union with the highest loan grants per member might mean that these credit unions are successfully able to drive deeper engagements with their members. It might also mean that they have developed good and trustworthy relations with their members that the members are more than happy to give the credit union more of their business. What are you doing that is leading to deep engagements with the members?</div>
<div> </div>
<div> </div>
<div>
<table style="width:926px;height:851px;" width="668">
<tbody>
<tr style="height:48px;">
<td style="text-align:center;width:63px;height:48px;" width="64"><strong>S.No.</strong></td>
<td style="text-align:center;width:250px;height:48px;" width="188"><strong>Credit Union Name</strong></td>
<td style="text-align:center;width:72px;height:48px;" width="63"><strong>State</strong></td>
<td style="text-align:center;width:85px;height:48px;" width="97"><strong>Total Assets</strong></td>
<td style="text-align:center;width:100px;height:48px;" width="102"><strong>Total Members</strong></td>
<td style="text-align:center;width:91px;height:48px;" width="90"><strong>Loans Granted Per Member </strong></td>
<td style="text-align:center;width:265px;height:48px;" width="64"><strong>URL</strong></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">1</td>
<td style="text-align:center;width:250px;height:16px;">Arbor Financial Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">MI</td>
<td style="text-align:center;width:85px;height:16px;">788M</td>
<td style="text-align:center;width:100px;height:16px;">43K</td>
<td style="text-align:center;width:91px;height:16px;">5.4158</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.arborfcu.org/">http://www.arborfcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">2</td>
<td style="text-align:center;width:250px;height:16px;">Gulf Winds Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">FL</td>
<td style="text-align:center;width:85px;height:16px;">840M</td>
<td style="text-align:center;width:100px;height:16px;">73K</td>
<td style="text-align:center;width:91px;height:16px;">3.1546</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.gogulfwinds.com/">http://www.gogulfwinds.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">3</td>
<td style="text-align:center;width:250px;height:16px;">Legacy Community Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">AL</td>
<td style="text-align:center;width:85px;height:16px;">541M</td>
<td style="text-align:center;width:100px;height:16px;">40K</td>
<td style="text-align:center;width:91px;height:16px;">1.5810</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.legacycreditunion.com/">http://www.legacycreditunion.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">4</td>
<td style="text-align:center;width:250px;height:16px;">Foothill Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">CA</td>
<td style="text-align:center;width:85px;height:16px;">566M</td>
<td style="text-align:center;width:100px;height:16px;">29K</td>
<td style="text-align:center;width:91px;height:16px;">0.4078</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.foothillcu.org/">http://www.foothillcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">5</td>
<td style="text-align:center;width:250px;height:16px;">Five Star Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">AL</td>
<td style="text-align:center;width:85px;height:16px;">533M</td>
<td style="text-align:center;width:100px;height:16px;">48K</td>
<td style="text-align:center;width:91px;height:16px;">0.3715</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.fivestarcu.com/">http://www.fivestarcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">6</td>
<td style="text-align:center;width:250px;height:16px;">Interra Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IN</td>
<td style="text-align:center;width:85px;height:16px;">1,308M</td>
<td style="text-align:center;width:100px;height:16px;">84K</td>
<td style="text-align:center;width:91px;height:16px;">0.2990</td>
<td style="text-align:center;width:265px;height:16px;"><a href="https://www.interracu.com/">https://www.interracu.com/</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">7</td>
<td style="text-align:center;width:250px;height:16px;">Abbott Laboratories Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IL</td>
<td style="text-align:center;width:85px;height:16px;">913M</td>
<td style="text-align:center;width:100px;height:16px;">30K</td>
<td style="text-align:center;width:91px;height:16px;">0.2958</td>
<td style="text-align:center;width:265px;height:16px;"><a href="https://www.alecu.org/">https://www.alecu.org/</a></td>
</tr>
<tr style="height:18px;">
<td style="text-align:center;width:63px;height:18px;">8</td>
<td style="text-align:center;width:250px;height:18px;">First Commerce Credit Union</td>
<td style="text-align:center;width:72px;height:18px;">FL</td>
<td style="text-align:center;width:85px;height:18px;">920M</td>
<td style="text-align:center;width:100px;height:18px;">64K</td>
<td style="text-align:center;width:91px;height:18px;">0.2637</td>
<td style="text-align:center;width:265px;height:18px;"><a href="http://www.firstcommercecu.org/">http://www.firstcommercecu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">9</td>
<td style="text-align:center;width:250px;height:16px;">Capital Communications Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">NY</td>
<td style="text-align:center;width:85px;height:16px;">2,150M</td>
<td style="text-align:center;width:100px;height:16px;">139K</td>
<td style="text-align:center;width:91px;height:16px;">0.2571</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.capcomfcu.org/">http://www.capcomfcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">10</td>
<td style="text-align:center;width:250px;height:16px;">Team One Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">MI</td>
<td style="text-align:center;width:85px;height:16px;">647M</td>
<td style="text-align:center;width:100px;height:16px;">50K</td>
<td style="text-align:center;width:91px;height:16px;">0.2481</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.teamonecu.org/">http://www.teamonecu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">11</td>
<td style="text-align:center;width:250px;height:16px;">Dort Financial Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">MI</td>
<td style="text-align:center;width:85px;height:16px;">1,188M</td>
<td style="text-align:center;width:100px;height:16px;">94K</td>
<td style="text-align:center;width:91px;height:16px;">0.1949</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://dortonline.org/">http://dortonline.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">12</td>
<td style="text-align:center;width:250px;height:16px;">Citadel Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">PA</td>
<td style="text-align:center;width:85px;height:16px;">4,258M</td>
<td style="text-align:center;width:100px;height:16px;">216K</td>
<td style="text-align:center;width:91px;height:16px;">0.1919</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.citadelbanking.com/">http://www.citadelbanking.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">13</td>
<td style="text-align:center;width:250px;height:16px;">Summit Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WI</td>
<td style="text-align:center;width:85px;height:16px;">4,236M</td>
<td style="text-align:center;width:100px;height:16px;">203K</td>
<td style="text-align:center;width:91px;height:16px;">0.1840</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.summitcreditunion.com/">http://www.summitcreditunion.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">14</td>
<td style="text-align:center;width:250px;height:16px;">Envision Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">FL</td>
<td style="text-align:center;width:85px;height:16px;">693M</td>
<td style="text-align:center;width:100px;height:16px;">56K</td>
<td style="text-align:center;width:91px;height:16px;">0.1553</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.envisioncu.com/">http://www.envisioncu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">15</td>
<td style="text-align:center;width:250px;height:16px;">Greater Texas Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TX</td>
<td style="text-align:center;width:85px;height:16px;">772M</td>
<td style="text-align:center;width:100px;height:16px;">71K</td>
<td style="text-align:center;width:91px;height:16px;">0.1339</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.gtfcu.org/">http://www.gtfcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">16</td>
<td style="text-align:center;width:250px;height:16px;">Washington State Employees Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WA</td>
<td style="text-align:center;width:85px;height:16px;">3,740M</td>
<td style="text-align:center;width:100px;height:16px;">283K</td>
<td style="text-align:center;width:91px;height:16px;">0.1280</td>
<td style="text-align:center;width:265px;height:16px;"><a href="https://wsecu.org/">https://wsecu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">17</td>
<td style="text-align:center;width:250px;height:16px;">Sunmark Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">NY</td>
<td style="text-align:center;width:85px;height:16px;">806M</td>
<td style="text-align:center;width:100px;height:16px;">64K</td>
<td style="text-align:center;width:91px;height:16px;">0.1258</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.sunmarkfcu.org/">http://www.sunmarkfcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">18</td>
<td style="text-align:center;width:250px;height:16px;">Greater Nevada Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">NV</td>
<td style="text-align:center;width:85px;height:16px;">1,264M</td>
<td style="text-align:center;width:100px;height:16px;">76K</td>
<td style="text-align:center;width:91px;height:16px;">0.1240</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.gncu.org/">http://www.gncu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">19</td>
<td style="text-align:center;width:250px;height:16px;">Texas Dow Employees Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TX</td>
<td style="text-align:center;width:85px;height:16px;">3,962M</td>
<td style="text-align:center;width:100px;height:16px;">341K</td>
<td style="text-align:center;width:91px;height:16px;">0.1214</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.tdecu.org/">http://www.tdecu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">20</td>
<td style="text-align:center;width:250px;height:16px;">Town And Country Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">ND</td>
<td style="text-align:center;width:85px;height:16px;">540M</td>
<td style="text-align:center;width:100px;height:16px;">22K</td>
<td style="text-align:center;width:91px;height:16px;">0.1192</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.townandcountry.org/">http://www.townandcountry.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">21</td>
<td style="text-align:center;width:250px;height:16px;">Utah First Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">UT</td>
<td style="text-align:center;width:85px;height:16px;">601M</td>
<td style="text-align:center;width:100px;height:16px;">25K</td>
<td style="text-align:center;width:91px;height:16px;">0.1175</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.utahfirst.com/">http://www.utahfirst.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">22</td>
<td style="text-align:center;width:250px;height:16px;">Credit Union 1 Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IL</td>
<td style="text-align:center;width:85px;height:16px;">1,115M</td>
<td style="text-align:center;width:100px;height:16px;">87K</td>
<td style="text-align:center;width:91px;height:16px;">0.1174</td>
<td style="text-align:center;width:265px;height:16px;"><a href="https://www.creditunion1.org/">https://www.creditunion1.org/</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">23</td>
<td style="text-align:center;width:250px;height:16px;">Franklin Mint Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">PA</td>
<td style="text-align:center;width:85px;height:16px;">1,372M</td>
<td style="text-align:center;width:100px;height:16px;">113K</td>
<td style="text-align:center;width:91px;height:16px;">0.1136</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.fmfcu.org/">http://www.fmfcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">24</td>
<td style="text-align:center;width:250px;height:16px;">Atlanta Postal Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">GA</td>
<td style="text-align:center;width:85px;height:16px;">2,290M</td>
<td style="text-align:center;width:100px;height:16px;">100K</td>
<td style="text-align:center;width:91px;height:16px;">0.1111</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.apcu.com/">http://www.apcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">25</td>
<td style="text-align:center;width:250px;height:16px;">Deere Employees Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IL</td>
<td style="text-align:center;width:85px;height:16px;">1,218M</td>
<td style="text-align:center;width:100px;height:16px;">41K</td>
<td style="text-align:center;width:91px;height:16px;">0.1079</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.deereemployeescu.com/">http://www.deereemployeescu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">26</td>
<td style="text-align:center;width:250px;height:16px;">EECU</td>
<td style="text-align:center;width:72px;height:16px;">TX</td>
<td style="text-align:center;width:85px;height:16px;">2,753M</td>
<td style="text-align:center;width:100px;height:16px;">225K</td>
<td style="text-align:center;width:91px;height:16px;">0.1065</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.eecu.org/">http://www.eecu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">27</td>
<td style="text-align:center;width:250px;height:16px;">Directions Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">OH</td>
<td style="text-align:center;width:85px;height:16px;">1,021M</td>
<td style="text-align:center;width:100px;height:16px;">105K</td>
<td style="text-align:center;width:91px;height:16px;">0.1037</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.directionscu.org/">http://www.directionscu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">28</td>
<td style="text-align:center;width:250px;height:16px;">Michigan Educational Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">MI</td>
<td style="text-align:center;width:85px;height:16px;">957M</td>
<td style="text-align:center;width:100px;height:16px;">52K</td>
<td style="text-align:center;width:91px;height:16px;">0.1036</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.michedcu.org/">http://www.michedcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">29</td>
<td style="text-align:center;width:250px;height:16px;">America'S Credit Union, A Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WA</td>
<td style="text-align:center;width:85px;height:16px;">618M</td>
<td style="text-align:center;width:100px;height:16px;">41K</td>
<td style="text-align:center;width:91px;height:16px;">0.1006</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.youracu.org/">http://www.youracu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">30</td>
<td style="text-align:center;width:250px;height:16px;">Reliant Community Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">NY</td>
<td style="text-align:center;width:85px;height:16px;">544M</td>
<td style="text-align:center;width:100px;height:16px;">42K</td>
<td style="text-align:center;width:91px;height:16px;">0.1006</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://reliantcu.com/">http://reliantcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">31</td>
<td style="text-align:center;width:250px;height:16px;">Vantage Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">MO</td>
<td style="text-align:center;width:85px;height:16px;">987M</td>
<td style="text-align:center;width:100px;height:16px;">77K</td>
<td style="text-align:center;width:91px;height:16px;">0.0999</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.vcu.com/">http://www.vcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">32</td>
<td style="text-align:center;width:250px;height:16px;">Brazos Valley Schools Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TX</td>
<td style="text-align:center;width:85px;height:16px;">856M</td>
<td style="text-align:center;width:100px;height:16px;">56K</td>
<td style="text-align:center;width:91px;height:16px;">0.0968</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.bvscu.org/">http://www.bvscu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">33</td>
<td style="text-align:center;width:250px;height:16px;">Inova Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IN</td>
<td style="text-align:center;width:85px;height:16px;">517M</td>
<td style="text-align:center;width:100px;height:16px;">41K</td>
<td style="text-align:center;width:91px;height:16px;">0.0961</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.inovafcu.org/">http://www.inovafcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">34</td>
<td style="text-align:center;width:250px;height:16px;">Knoxville Tva Employees Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TN</td>
<td style="text-align:center;width:85px;height:16px;">2,767M</td>
<td style="text-align:center;width:100px;height:16px;">222K</td>
<td style="text-align:center;width:91px;height:16px;">0.0949</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.tvacreditunion.com/">http://www.tvacreditunion.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">35</td>
<td style="text-align:center;width:250px;height:16px;">Red River Employees Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TX</td>
<td style="text-align:center;width:85px;height:16px;">1,094M</td>
<td style="text-align:center;width:100px;height:16px;">113K</td>
<td style="text-align:center;width:91px;height:16px;">0.0936</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.rrfcu.com/">http://www.rrfcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">36</td>
<td style="text-align:center;width:250px;height:16px;">American First Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">CA</td>
<td style="text-align:center;width:85px;height:16px;">831M</td>
<td style="text-align:center;width:100px;height:16px;">39K</td>
<td style="text-align:center;width:91px;height:16px;">0.0904</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://amerfirst.org/">http://amerfirst.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">37</td>
<td style="text-align:center;width:250px;height:16px;">Capital Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">ND</td>
<td style="text-align:center;width:85px;height:16px;">596M</td>
<td style="text-align:center;width:100px;height:16px;">30K</td>
<td style="text-align:center;width:91px;height:16px;">0.0876</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://capcu.org/">http://capcu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">38</td>
<td style="text-align:center;width:250px;height:16px;">Greenstate Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IA</td>
<td style="text-align:center;width:85px;height:16px;">6,660M</td>
<td style="text-align:center;width:100px;height:16px;">229K</td>
<td style="text-align:center;width:91px;height:16px;">0.0874</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://greenstate.org/">http://greenstate.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">39</td>
<td style="text-align:center;width:250px;height:16px;">Advia Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">MI</td>
<td style="text-align:center;width:85px;height:16px;">2,383M</td>
<td style="text-align:center;width:100px;height:16px;">176K</td>
<td style="text-align:center;width:91px;height:16px;">0.0871</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.adviacu.org/">http://www.adviacu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">40</td>
<td style="text-align:center;width:250px;height:16px;">Marine Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WI</td>
<td style="text-align:center;width:85px;height:16px;">974M</td>
<td style="text-align:center;width:100px;height:16px;">78K</td>
<td style="text-align:center;width:91px;height:16px;">0.0850</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://marinecu.com/">http://marinecu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">41</td>
<td style="text-align:center;width:250px;height:16px;">Twinstar Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WA</td>
<td style="text-align:center;width:85px;height:16px;">1,690M</td>
<td style="text-align:center;width:100px;height:16px;">134K</td>
<td style="text-align:center;width:91px;height:16px;">0.0829</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.twinstarcu.com/">http://www.twinstarcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">42</td>
<td style="text-align:center;width:250px;height:16px;">Founders Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">SC</td>
<td style="text-align:center;width:85px;height:16px;">2,957M</td>
<td style="text-align:center;width:100px;height:16px;">226K</td>
<td style="text-align:center;width:91px;height:16px;">0.0829</td>
<td style="text-align:center;width:265px;height:16px;"><a href="https://www.foundersfcu.com/">https://www.foundersfcu.com</a></td>
</tr>
<tr style="height:17px;">
<td style="text-align:center;width:63px;height:17px;">43</td>
<td style="text-align:center;width:250px;height:17px;">University Of Va Community Credit Union</td>
<td style="text-align:center;width:72px;height:17px;">VA</td>
<td style="text-align:center;width:85px;height:17px;">1,134M</td>
<td style="text-align:center;width:100px;height:17px;">71K</td>
<td style="text-align:center;width:91px;height:17px;">0.0820</td>
<td style="text-align:center;width:265px;height:17px;"><a href="http://www.uvacreditunion.org/">http://www.uvacreditunion.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">44</td>
<td style="text-align:center;width:250px;height:16px;">Fort Worth Community Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TX</td>
<td style="text-align:center;width:85px;height:16px;">1,072M</td>
<td style="text-align:center;width:100px;height:16px;">85K</td>
<td style="text-align:center;width:91px;height:16px;">0.0812</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.ftwccu.org/">http://www.ftwccu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">45</td>
<td style="text-align:center;width:250px;height:16px;">Eastman Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">TN</td>
<td style="text-align:center;width:85px;height:16px;">5,677M</td>
<td style="text-align:center;width:100px;height:16px;">251K</td>
<td style="text-align:center;width:91px;height:16px;">0.0809</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.ecu.org/">http://www.ecu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">46</td>
<td style="text-align:center;width:250px;height:16px;">Veridian Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">IA</td>
<td style="text-align:center;width:85px;height:16px;">4,789M</td>
<td style="text-align:center;width:100px;height:16px;">247K</td>
<td style="text-align:center;width:91px;height:16px;">0.0799</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://veridiancu.org/">http://veridiancu.org</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">47</td>
<td style="text-align:center;width:250px;height:16px;">Mountain America Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">UT</td>
<td style="text-align:center;width:85px;height:16px;">10,994M</td>
<td style="text-align:center;width:100px;height:16px;">916K</td>
<td style="text-align:center;width:91px;height:16px;">0.0783</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.macu.com/">http://www.macu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">48</td>
<td style="text-align:center;width:250px;height:16px;">America First Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">UT</td>
<td style="text-align:center;width:85px;height:16px;">13,403M</td>
<td style="text-align:center;width:100px;height:16px;">1,130K</td>
<td style="text-align:center;width:91px;height:16px;">0.0777</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://www.americafirst.com/">http://www.americafirst.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">49</td>
<td style="text-align:center;width:250px;height:16px;">Bayer Heritage Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WV</td>
<td style="text-align:center;width:85px;height:16px;">556M</td>
<td style="text-align:center;width:100px;height:16px;">35K</td>
<td style="text-align:center;width:91px;height:16px;">0.0774</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://bayerhfcu.com/">http://bayerhfcu.com</a></td>
</tr>
<tr style="height:16px;">
<td style="text-align:center;width:63px;height:16px;">50</td>
<td style="text-align:center;width:250px;height:16px;">Westby Co-Op Credit Union</td>
<td style="text-align:center;width:72px;height:16px;">WI</td>
<td style="text-align:center;width:85px;height:16px;">623M</td>
<td style="text-align:center;width:100px;height:16px;">36K</td>
<td style="text-align:center;width:91px;height:16px;">0.0771</td>
<td style="text-align:center;width:265px;height:16px;"><a href="http://wccucreditunion.coop/">http://wccucreditunion.coop</a></td>
</tr>
</tbody>
</table>
</div>
<div> </div>
<div>On the contrary, the credit unions that come under the category of having the lowest loan granted per member might mean that these credit unions have an opportunity to deepen their relationship with their members. What are you doing to deepen the engagements? Where do you see the most challenges in the lending lifecycle from a member's perspective?</div>
<div> </div>
<div>
<table style="width:935px;" width="449">
<tbody>
<tr>
<td style="width:63px;text-align:center;" width="73"><strong>S.No. </strong></td>
<td style="width:239px;text-align:center;" width="77"><strong>Credit Union Name</strong></td>
<td style="width:90px;text-align:center;" width="43"><strong>State</strong></td>
<td style="width:93px;text-align:center;" width="64"><strong>Total Assets</strong></td>
<td style="width:86px;text-align:center;" width="64"><strong>Total Members</strong></td>
<td style="width:112px;text-align:center;" width="64"><strong>Loans Granted Per Member </strong></td>
<td style="width:252px;text-align:center;" width="64"><strong>URL</strong></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">1</td>
<td style="width:239px;text-align:center;">Generations Community Credit Union</td>
<td style="width:90px;text-align:center;">TX</td>
<td style="width:93px;text-align:center;">620M</td>
<td style="width:86px;text-align:center;">48K</td>
<td style="width:112px;text-align:center;">-0.1742</td>
<td style="width:252px;text-align:center;"><a href="http://www.mygenfcu.org/">http://www.mygenfcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">2</td>
<td style="width:239px;text-align:center;">Lafayette Credit Union</td>
<td style="width:90px;text-align:center;">MD</td>
<td style="width:93px;text-align:center;">817M</td>
<td style="width:86px;text-align:center;">26K</td>
<td style="width:112px;text-align:center;">-0.0856</td>
<td style="width:252px;text-align:center;"><a href="http://www.lfcu.org/">http://www.lfcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">3</td>
<td style="width:239px;text-align:center;">Virginia Credit Union, Inc., Credit Union</td>
<td style="width:90px;text-align:center;">VA</td>
<td style="width:93px;text-align:center;">4,286M</td>
<td style="width:86px;text-align:center;">308K</td>
<td style="width:112px;text-align:center;">-0.0107</td>
<td style="width:252px;text-align:center;"><a href="http://www.vacu.org/">http://www.vacu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">4</td>
<td style="width:239px;text-align:center;">Farmers Insurance Group Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">1,228M</td>
<td style="width:86px;text-align:center;">56K</td>
<td style="width:112px;text-align:center;">0.0000</td>
<td style="width:252px;text-align:center;"><a href="http://www.figfcu.com/">http://www.figfcu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">5</td>
<td style="width:239px;text-align:center;">Evangelical Christian Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">733M</td>
<td style="width:86px;text-align:center;">15K</td>
<td style="width:112px;text-align:center;">0.0009</td>
<td style="width:252px;text-align:center;"><a href="http://www.eccu.org/">http://www.eccu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">6</td>
<td style="width:239px;text-align:center;">Jovia Financial Credit Union</td>
<td style="width:90px;text-align:center;">NY</td>
<td style="width:93px;text-align:center;">3,737M</td>
<td style="width:86px;text-align:center;">196K</td>
<td style="width:112px;text-align:center;">0.0020</td>
<td style="width:252px;text-align:center;"><a href="http://www.joviafinancial.com/">http://www.joviafinancial.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">7</td>
<td style="width:239px;text-align:center;">Johns Hopkins Credit Union</td>
<td style="width:90px;text-align:center;">MD</td>
<td style="width:93px;text-align:center;">530M</td>
<td style="width:86px;text-align:center;">44K</td>
<td style="width:112px;text-align:center;">0.0047</td>
<td style="width:252px;text-align:center;"><a href="http://www.jhfcu.org/">http://www.jhfcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">8</td>
<td style="width:239px;text-align:center;">Consumer Credit Union</td>
<td style="width:90px;text-align:center;">TN</td>
<td style="width:93px;text-align:center;">520M</td>
<td style="width:86px;text-align:center;">42K</td>
<td style="width:112px;text-align:center;">0.0060</td>
<td style="width:252px;text-align:center;"><a href="http://consumercreditunion.com/">http://consumercreditunion.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">9</td>
<td style="width:239px;text-align:center;">First Choice America Community Credit Union</td>
<td style="width:90px;text-align:center;">WV</td>
<td style="width:93px;text-align:center;">506M</td>
<td style="width:86px;text-align:center;">36K</td>
<td style="width:112px;text-align:center;">0.0061</td>
<td style="width:252px;text-align:center;"><a href="http://www.firstchoiceamericacu.org/">http://www.firstchoiceamericacu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">10</td>
<td style="width:239px;text-align:center;">Schlumberger Employees Credit Union</td>
<td style="width:90px;text-align:center;">TX</td>
<td style="width:93px;text-align:center;">924M</td>
<td style="width:86px;text-align:center;">30K</td>
<td style="width:112px;text-align:center;">0.0063</td>
<td style="width:252px;text-align:center;"><a href="http://www.secu.slb.com/">http://www.secu.slb.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">11</td>
<td style="width:239px;text-align:center;">Connecticut State Employees Credit Union</td>
<td style="width:90px;text-align:center;">CT</td>
<td style="width:93px;text-align:center;">2,088M</td>
<td style="width:86px;text-align:center;">66K</td>
<td style="width:112px;text-align:center;">0.0070</td>
<td style="width:252px;text-align:center;"><a href="http://csecreditunion.com/">http://csecreditunion.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">12</td>
<td style="width:239px;text-align:center;">Self-Help Credit Union</td>
<td style="width:90px;text-align:center;">NC</td>
<td style="width:93px;text-align:center;">1,226M</td>
<td style="width:86px;text-align:center;">89K</td>
<td style="width:112px;text-align:center;">0.0070</td>
<td style="width:252px;text-align:center;"><a href="http://www.self-help.org/">http://www.self-help.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">13</td>
<td style="width:239px;text-align:center;">Cp Credit Union</td>
<td style="width:90px;text-align:center;">MI</td>
<td style="width:93px;text-align:center;">552M</td>
<td style="width:86px;text-align:center;">57K</td>
<td style="width:112px;text-align:center;">0.0070</td>
<td style="width:252px;text-align:center;"><a href="http://www.cpfederal.com/">http://www.cpfederal.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">14</td>
<td style="width:239px;text-align:center;">Merck Employees Credit Union</td>
<td style="width:90px;text-align:center;">NJ</td>
<td style="width:93px;text-align:center;">2,068M</td>
<td style="width:86px;text-align:center;">25K</td>
<td style="width:112px;text-align:center;">0.0071</td>
<td style="width:252px;text-align:center;"><a href="http://www.merckcu.com/">http://www.merckcu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">15</td>
<td style="width:239px;text-align:center;">People First Credit Union</td>
<td style="width:90px;text-align:center;">PA</td>
<td style="width:93px;text-align:center;">724M</td>
<td style="width:86px;text-align:center;">73K</td>
<td style="width:112px;text-align:center;">0.0075</td>
<td style="width:252px;text-align:center;"><a href="http://www.peoplefirstcu.org/">http://www.peoplefirstcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">16</td>
<td style="width:239px;text-align:center;">Hawaiian Financial Credit Union</td>
<td style="width:90px;text-align:center;">HI</td>
<td style="width:93px;text-align:center;">735M</td>
<td style="width:86px;text-align:center;">61K</td>
<td style="width:112px;text-align:center;">0.0078</td>
<td style="width:252px;text-align:center;"><a href="http://www.hificu.com/">http://www.hificu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">17</td>
<td style="width:239px;text-align:center;">Caltech Employees Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">1,921M</td>
<td style="width:86px;text-align:center;">34K</td>
<td style="width:112px;text-align:center;">0.0082</td>
<td style="width:252px;text-align:center;"><a href="http://www.cefcu.org/">http://www.cefcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">18</td>
<td style="width:239px;text-align:center;">Power Financial Credit Union</td>
<td style="width:90px;text-align:center;">FL</td>
<td style="width:93px;text-align:center;">880M</td>
<td style="width:86px;text-align:center;">33K</td>
<td style="width:112px;text-align:center;">0.0084</td>
<td style="width:252px;text-align:center;"><a href="http://www.powerfi.org/">http://www.powerfi.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">19</td>
<td style="width:239px;text-align:center;">Self Reliance Ny Credit Union</td>
<td style="width:90px;text-align:center;">NY</td>
<td style="width:93px;text-align:center;">1,414M</td>
<td style="width:86px;text-align:center;">15K</td>
<td style="width:112px;text-align:center;">0.0085</td>
<td style="width:252px;text-align:center;"><a href="http://www.selfrelianceny.org">http://www.selfrelianceny.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">20</td>
<td style="width:239px;text-align:center;">Dfcu Financial Credit Union</td>
<td style="width:90px;text-align:center;">MI</td>
<td style="width:93px;text-align:center;">5,523M</td>
<td style="width:86px;text-align:center;">230K</td>
<td style="width:112px;text-align:center;">0.0090</td>
<td style="width:252px;text-align:center;"><a href="http://www.dfcufinancial.com">http://www.dfcufinancial.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">21</td>
<td style="width:239px;text-align:center;">Financial Center Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">578M</td>
<td style="width:86px;text-align:center;">31K</td>
<td style="width:112px;text-align:center;">0.0090</td>
<td style="width:252px;text-align:center;"><a href="http://www.fccuburt.org/">http://www.fccuburt.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">22</td>
<td style="width:239px;text-align:center;">San Diego County Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">9,284M</td>
<td style="width:86px;text-align:center;">423K</td>
<td style="width:112px;text-align:center;">0.0093</td>
<td style="width:252px;text-align:center;"><a href="http://www.sdccu.com/">http://www.sdccu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">23</td>
<td style="width:239px;text-align:center;">Municipal Empl.Credit Union Of Balt Credit Union</td>
<td style="width:90px;text-align:center;">MD</td>
<td style="width:93px;text-align:center;">1,289M</td>
<td style="width:86px;text-align:center;">110K</td>
<td style="width:112px;text-align:center;">0.0094</td>
<td style="width:252px;text-align:center;"><a href="https://www.mecu.com/">https://www.mecu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">24</td>
<td style="width:239px;text-align:center;">Smart Financial Credit Union</td>
<td style="width:90px;text-align:center;">TX</td>
<td style="width:93px;text-align:center;">764M</td>
<td style="width:86px;text-align:center;">70K</td>
<td style="width:112px;text-align:center;">0.0099</td>
<td style="width:252px;text-align:center;"><a href="http://www.smartcu.org/">http://www.smartcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">25</td>
<td style="width:239px;text-align:center;">Fedex Employees Credit Association Credit Union</td>
<td style="width:90px;text-align:center;">TN</td>
<td style="width:93px;text-align:center;">590M</td>
<td style="width:86px;text-align:center;">92K</td>
<td style="width:112px;text-align:center;">0.0103</td>
<td style="width:252px;text-align:center;"><a href="http://www.fecca.com/">http://www.fecca.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">26</td>
<td style="width:239px;text-align:center;">Park Community Credit Union, Inc. Credit Union</td>
<td style="width:90px;text-align:center;">KY</td>
<td style="width:93px;text-align:center;">1,087M</td>
<td style="width:86px;text-align:center;">86K</td>
<td style="width:112px;text-align:center;">0.0104</td>
<td style="width:252px;text-align:center;"><a href="http://www.parkcommunity.com/">http://www.parkcommunity.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">27</td>
<td style="width:239px;text-align:center;">Hickam Credit Union</td>
<td style="width:90px;text-align:center;">HI</td>
<td style="width:93px;text-align:center;">658M</td>
<td style="width:86px;text-align:center;">49K</td>
<td style="width:112px;text-align:center;">0.0106</td>
<td style="width:252px;text-align:center;"><a href="https://www.hickamfcu.org/">https://www.hickamfcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">28</td>
<td style="width:239px;text-align:center;">Rtn Credit Union</td>
<td style="width:90px;text-align:center;">MA</td>
<td style="width:93px;text-align:center;">993M</td>
<td style="width:86px;text-align:center;">44K</td>
<td style="width:112px;text-align:center;">0.0106</td>
<td style="width:252px;text-align:center;"><a href="http://www.rtn.org/">http://www.rtn.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">29</td>
<td style="width:239px;text-align:center;">Christian Community Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">760M</td>
<td style="width:86px;text-align:center;">31K</td>
<td style="width:112px;text-align:center;">0.0108</td>
<td style="width:252px;text-align:center;"><a href="https://www.mycccu.com/">https://www.mycccu.com/</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">30</td>
<td style="width:239px;text-align:center;">Hawaii Community Credit Union</td>
<td style="width:90px;text-align:center;">HI</td>
<td style="width:93px;text-align:center;">620M</td>
<td style="width:86px;text-align:center;">43K</td>
<td style="width:112px;text-align:center;">0.0113</td>
<td style="width:252px;text-align:center;"><a href="http://www.hicommfcu.com/">http://www.hicommfcu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">31</td>
<td style="width:239px;text-align:center;">Insight Credit Union</td>
<td style="width:90px;text-align:center;">FL</td>
<td style="width:93px;text-align:center;">617M</td>
<td style="width:86px;text-align:center;">49K</td>
<td style="width:112px;text-align:center;">0.0114</td>
<td style="width:252px;text-align:center;"><a href="http://insightcreditunion.com/">http://insightcreditunion.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">32</td>
<td style="width:239px;text-align:center;">University Of Hawaii Credit Union</td>
<td style="width:90px;text-align:center;">HI</td>
<td style="width:93px;text-align:center;">719M</td>
<td style="width:86px;text-align:center;">31K</td>
<td style="width:112px;text-align:center;">0.0115</td>
<td style="width:252px;text-align:center;"><a href="http://www.uhfcu.com/">http://www.uhfcu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">33</td>
<td style="width:239px;text-align:center;">Mypoint Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">575M</td>
<td style="width:86px;text-align:center;">30K</td>
<td style="width:112px;text-align:center;">0.0116</td>
<td style="width:252px;text-align:center;"><a href="http://www.mypointcu.com/">http://www.mypointcu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">34</td>
<td style="width:239px;text-align:center;">Mainstreet Credit Union</td>
<td style="width:90px;text-align:center;">KS</td>
<td style="width:93px;text-align:center;">534M</td>
<td style="width:86px;text-align:center;">69K</td>
<td style="width:112px;text-align:center;">0.0116</td>
<td style="width:252px;text-align:center;"><a href="http://www.mainstreetcu.org/">http://www.mainstreetcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">35</td>
<td style="width:239px;text-align:center;">San Francisco Fire Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">1,532M</td>
<td style="width:86px;text-align:center;">73K</td>
<td style="width:112px;text-align:center;">0.0117</td>
<td style="width:252px;text-align:center;"><a href="https://sffirecu.org/">https://sffirecu.org/</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">36</td>
<td style="width:239px;text-align:center;">Altaone Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">668M</td>
<td style="width:86px;text-align:center;">55K</td>
<td style="width:112px;text-align:center;">0.0117</td>
<td style="width:252px;text-align:center;"><a href="http://www.altaone.org/">http://www.altaone.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">37</td>
<td style="width:239px;text-align:center;">Hudson Valley Credit Union</td>
<td style="width:90px;text-align:center;">NY</td>
<td style="width:93px;text-align:center;">5,906M</td>
<td style="width:86px;text-align:center;">305K</td>
<td style="width:112px;text-align:center;">0.0117</td>
<td style="width:252px;text-align:center;"><a href="http://www.hvcu.org/">http://www.hvcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">38</td>
<td style="width:239px;text-align:center;">Municipal Credit Union</td>
<td style="width:90px;text-align:center;">NY</td>
<td style="width:93px;text-align:center;">3,617M</td>
<td style="width:86px;text-align:center;">589K</td>
<td style="width:112px;text-align:center;">0.0121</td>
<td style="width:252px;text-align:center;"><a href="http://www.nymcu.org/">http://www.nymcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">39</td>
<td style="width:239px;text-align:center;">University Of Michigan Credit Union</td>
<td style="width:90px;text-align:center;">MI</td>
<td style="width:93px;text-align:center;">1,121M</td>
<td style="width:86px;text-align:center;">100K</td>
<td style="width:112px;text-align:center;">0.0122</td>
<td style="width:252px;text-align:center;"><a href="http://www.umcu.org/">http://www.umcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">40</td>
<td style="width:239px;text-align:center;">N C P D Credit Union</td>
<td style="width:90px;text-align:center;">NY</td>
<td style="width:93px;text-align:center;">809M</td>
<td style="width:86px;text-align:center;">16K</td>
<td style="width:112px;text-align:center;">0.0123</td>
<td style="width:252px;text-align:center;"><a href="http://ncpdfcu.org/">http://ncpdfcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">41</td>
<td style="width:239px;text-align:center;">Gfa Credit Union</td>
<td style="width:90px;text-align:center;">MA</td>
<td style="width:93px;text-align:center;">588M</td>
<td style="width:86px;text-align:center;">31K</td>
<td style="width:112px;text-align:center;">0.0124</td>
<td style="width:252px;text-align:center;"><a href="http://gfafcu.com/">http://gfafcu.com</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">42</td>
<td style="width:239px;text-align:center;">California Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">3,562M</td>
<td style="width:86px;text-align:center;">164K</td>
<td style="width:112px;text-align:center;">0.0125</td>
<td style="width:252px;text-align:center;"><a href="http://www.californiacu.org/">http://www.californiacu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">43</td>
<td style="width:239px;text-align:center;">Safeamerica Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">502M</td>
<td style="width:86px;text-align:center;">37K</td>
<td style="width:112px;text-align:center;">0.0126</td>
<td style="width:252px;text-align:center;"><a href="https://www.safeamerica.com/">https://www.safeamerica.com/</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">44</td>
<td style="width:239px;text-align:center;">Sce Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">824M</td>
<td style="width:86px;text-align:center;">62K</td>
<td style="width:112px;text-align:center;">0.0127</td>
<td style="width:252px;text-align:center;"><a href="http://www.scefcu.org/">http://www.scefcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">45</td>
<td style="width:239px;text-align:center;">Educational Employees Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">3,681M</td>
<td style="width:86px;text-align:center;">310K</td>
<td style="width:112px;text-align:center;">0.0128</td>
<td style="width:252px;text-align:center;"><a href="http://www.myeecu.org/">http://www.myeecu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">46</td>
<td style="width:239px;text-align:center;">1St United Services Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">1,240M</td>
<td style="width:86px;text-align:center;">63K</td>
<td style="width:112px;text-align:center;">0.0128</td>
<td style="width:252px;text-align:center;"><a href="http://www.1stunitedcu.org/">http://www.1stunitedcu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">47</td>
<td style="width:239px;text-align:center;">The Police Credit Union</td>
<td style="width:90px;text-align:center;">CA</td>
<td style="width:93px;text-align:center;">1,022M</td>
<td style="width:86px;text-align:center;">41K</td>
<td style="width:112px;text-align:center;">0.0129</td>
<td style="width:252px;text-align:center;"><a href="http://www.thepolicecu.org/">http://www.thepolicecu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">48</td>
<td style="width:239px;text-align:center;">Metro Credit Union</td>
<td style="width:90px;text-align:center;">MA</td>
<td style="width:93px;text-align:center;">2,347M</td>
<td style="width:86px;text-align:center;">217K</td>
<td style="width:112px;text-align:center;">0.0129</td>
<td style="width:252px;text-align:center;"><a href="http://www.metrocu.org/">http://www.metrocu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">49</td>
<td style="width:239px;text-align:center;">Solarity Credit Union</td>
<td style="width:90px;text-align:center;">WA</td>
<td style="width:93px;text-align:center;">769M</td>
<td style="width:86px;text-align:center;">59K</td>
<td style="width:112px;text-align:center;">0.0129</td>
<td style="width:252px;text-align:center;"><a href="http://www.solaritycu.org/">http://www.solaritycu.org</a></td>
</tr>
<tr>
<td style="width:63px;text-align:center;">50</td>
<td style="width:239px;text-align:center;">Quorum Credit Union</td>
<td style="width:90px;text-align:center;">NY</td>
<td style="width:93px;text-align:center;">871M</td>
<td style="width:86px;text-align:center;">70K</td>
<td style="width:112px;text-align:center;">0.0132</td>
<td style="width:252px;text-align:center;"><a href="http://quorumfcu.org/">http://quorumfcu.org</a></td>
</tr>
</tbody>
</table>
</div>
<div> </div>
<div>Where does your credit unions stand in this? How are you managing your per member loan grants and what are you doing to come up to that satisfactory level that you want to achieve? </div>
<div> </div></div>