new members - CULytics Community
2024-03-28T10:20:52Z
https://culytics.com/blogs/feed/tag/new+members
Top 50 Credit Unions with Highest and Lowest New Members Ratio as of June 2020
https://culytics.com/blogs/-new-members-ratio-as-of-june-2020
2020-10-19T20:44:16.000Z
2020-10-19T20:44:16.000Z
Medhavi Singla
https://culytics.com/members/MedhaviSingla
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<div><span class="x_-1583605898colour"><span class="x_-1583605898font"><span class="x_-1583605898size"><span class="x_-1583605898highlight">When a member joins your organization, the onboarding process plays a critical role in keeping them engaged right from the beginning.</span><span class="x_-1583605898highlight"> How many new members have joined your credit union in the second quarter of 2020? </span></span></span></span></div>
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<div><span class="x_-1583605898colour"><span class="x_-1583605898font"><span class="x_-1583605898size"><span class="x_-1583605898highlight">Here is the list of <strong>Top 50 Credit Unions with the highest and lowest new member ratio</strong> for Q2 where we have taken credit unions with more than <strong>$500M</strong> into consideration. </span><span class="x_-1583605898highlight">New Member Ratio is calculated as N<strong>et New Members in the quarter/Total Members.</strong></span></span></span></span></div>
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<div>Check out this list of CUs with the <strong>highest new member ratio</strong>. It means that these credit unions are not only popular and good at attracting the new members but are also offering services that are keeping their old members engaged. </div>
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<div>We can say that these credit unions are doing a good job of serving their members. </div>
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<table style="width:859px;" width="760">
<tbody>
<tr>
<td style="width:61px;text-align:center;" width="64"><strong>S.No.</strong></td>
<td style="width:262px;text-align:center;" width="135"><strong>Credit Union Name </strong></td>
<td style="width:10px;text-align:center;" width="64"><strong>State</strong></td>
<td style="width:251px;text-align:center;" width="257"><strong>URL</strong></td>
<td style="width:99px;text-align:center;" width="103"><strong>Total Assets</strong></td>
<td style="width:73px;text-align:center;" width="73"><strong>Total Members</strong></td>
<td style="width:103px;text-align:center;" width="64"><strong>New Members Ratio</strong></td>
</tr>
<tr>
<td style="width:61px;text-align:center;">1</td>
<td style="width:262px;text-align:center;">Christian Financial Credit Union</td>
<td style="width:10px;text-align:center;">MI</td>
<td style="width:251px;text-align:center;"><a href="http://www.christianfinancialcu.org/">http://www.christianfinancialcu.org</a></td>
<td style="width:99px;text-align:center;">677M</td>
<td style="width:73px;text-align:center;">61K</td>
<td style="width:103px;text-align:center;">27.80%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">2</td>
<td style="width:262px;text-align:center;">Consumers Cooperative Credit Union</td>
<td style="width:10px;text-align:center;">IL</td>
<td style="width:251px;text-align:center;"><a href="http://www.myconsumers.org/">http://www.myconsumers.org</a></td>
<td style="width:99px;text-align:center;">2,440M</td>
<td style="width:73px;text-align:center;">169K</td>
<td style="width:103px;text-align:center;">24.83%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">3</td>
<td style="width:262px;text-align:center;">First Commerce Credit Union</td>
<td style="width:10px;text-align:center;">FL</td>
<td style="width:251px;text-align:center;"><a href="http://www.firstcommercecu.org/">http://www.firstcommercecu.org</a></td>
<td style="width:99px;text-align:center;">920M</td>
<td style="width:73px;text-align:center;">64K</td>
<td style="width:103px;text-align:center;">14.55%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">4</td>
<td style="width:262px;text-align:center;">Pelican State Credit Union</td>
<td style="width:10px;text-align:center;">LA</td>
<td style="width:251px;text-align:center;"><a href="http://www.pelicanstatecu.com/">http://www.pelicanstatecu.com</a></td>
<td style="width:99px;text-align:center;">519M</td>
<td style="width:73px;text-align:center;">63K</td>
<td style="width:103px;text-align:center;">11.35%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">5</td>
<td style="width:262px;text-align:center;">Three Rivers Federal Credit Union</td>
<td style="width:10px;text-align:center;">IN</td>
<td style="width:251px;text-align:center;"><a href="http://www.3riversfcu.org/">http://www.3riversfcu.org</a></td>
<td style="width:99px;text-align:center;">1,630M</td>
<td style="width:73px;text-align:center;">95K</td>
<td style="width:103px;text-align:center;">9.74%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">6</td>
<td style="width:262px;text-align:center;">Lafayette Federal Credit Union</td>
<td style="width:10px;text-align:center;">MD</td>
<td style="width:251px;text-align:center;"><a href="http://www.lfcu.org/">http://www.lfcu.org</a></td>
<td style="width:99px;text-align:center;">817M</td>
<td style="width:73px;text-align:center;">26K</td>
<td style="width:103px;text-align:center;">8.87%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">7</td>
<td style="width:262px;text-align:center;">Carter Credit Union</td>
<td style="width:10px;text-align:center;">LA</td>
<td style="width:251px;text-align:center;"><a href="http://www.cartercu.org/">http://www.cartercu.org</a></td>
<td style="width:99px;text-align:center;">525M</td>
<td style="width:73px;text-align:center;">30K</td>
<td style="width:103px;text-align:center;">8.42%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">8</td>
<td style="width:262px;text-align:center;">Insight Credit Union</td>
<td style="width:10px;text-align:center;">FL</td>
<td style="width:251px;text-align:center;"><a href="http://insightcreditunion.com/">http://insightcreditunion.com</a></td>
<td style="width:99px;text-align:center;">617M</td>
<td style="width:73px;text-align:center;">49K</td>
<td style="width:103px;text-align:center;">7.73%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">9</td>
<td style="width:262px;text-align:center;">Greenstate Credit Union</td>
<td style="width:10px;text-align:center;">IA</td>
<td style="width:251px;text-align:center;"><a href="http://greenstate.org/">http://greenstate.org</a></td>
<td style="width:99px;text-align:center;">6,660M</td>
<td style="width:73px;text-align:center;">229K</td>
<td style="width:103px;text-align:center;">7.17%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">10</td>
<td style="width:262px;text-align:center;">Pentagon Federal Credit Union</td>
<td style="width:10px;text-align:center;">VA</td>
<td style="width:251px;text-align:center;"><a href="http://www.penfed.org/">http://www.penfed.org</a></td>
<td style="width:99px;text-align:center;">25,925M</td>
<td style="width:73px;text-align:center;">2,041K</td>
<td style="width:103px;text-align:center;">6.59%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">11</td>
<td style="width:262px;text-align:center;">Sun Federal Credit Union</td>
<td style="width:10px;text-align:center;">OH</td>
<td style="width:251px;text-align:center;"><a href="http://www.sunfederalcu.org/">http://www.sunfederalcu.org</a></td>
<td style="width:99px;text-align:center;">606M</td>
<td style="width:73px;text-align:center;">39K</td>
<td style="width:103px;text-align:center;">6.16%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">12</td>
<td style="width:262px;text-align:center;">Arizona Federal Credit Union</td>
<td style="width:10px;text-align:center;">AZ</td>
<td style="width:251px;text-align:center;"><a href="http://www.azfcu.org/">http://www.azfcu.org</a></td>
<td style="width:99px;text-align:center;">2,178M</td>
<td style="width:73px;text-align:center;">140K</td>
<td style="width:103px;text-align:center;">5.71%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">13</td>
<td style="width:262px;text-align:center;">Redstone Federal Credit Union</td>
<td style="width:10px;text-align:center;">AL</td>
<td style="width:251px;text-align:center;"><a href="http://www.redfcu.org/">http://www.redfcu.org</a></td>
<td style="width:99px;text-align:center;">6,104M</td>
<td style="width:73px;text-align:center;">537K</td>
<td style="width:103px;text-align:center;">5.13%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">14</td>
<td style="width:262px;text-align:center;">Canyon State Credit Union</td>
<td style="width:10px;text-align:center;">AZ</td>
<td style="width:251px;text-align:center;"><a href="http://www.canyonstatecu.org/">http://www.canyonstatecu.org</a></td>
<td style="width:99px;text-align:center;">509M</td>
<td style="width:73px;text-align:center;">39K</td>
<td style="width:103px;text-align:center;">4.99%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">15</td>
<td style="width:262px;text-align:center;">Arkansas Federal Credit Union</td>
<td style="width:10px;text-align:center;">AR</td>
<td style="width:251px;text-align:center;"><a href="http://www.afcu.org/">http://www.afcu.org</a></td>
<td style="width:99px;text-align:center;">1,490M</td>
<td style="width:73px;text-align:center;">121K</td>
<td style="width:103px;text-align:center;">3.99%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">16</td>
<td style="width:262px;text-align:center;">Virginia Credit Union</td>
<td style="width:10px;text-align:center;">VA</td>
<td style="width:251px;text-align:center;"><a href="http://www.vacu.org/">http://www.vacu.org</a></td>
<td style="width:99px;text-align:center;">4,286M</td>
<td style="width:73px;text-align:center;">308K</td>
<td style="width:103px;text-align:center;">3.92%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">17</td>
<td style="width:262px;text-align:center;">Fortera Credit Union</td>
<td style="width:10px;text-align:center;">TN</td>
<td style="width:251px;text-align:center;"><a href="http://forteracu.com/">http://forteracu.com</a></td>
<td style="width:99px;text-align:center;">639M</td>
<td style="width:73px;text-align:center;">65K</td>
<td style="width:103px;text-align:center;">3.84%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">18</td>
<td style="width:262px;text-align:center;">Evangelical Christian Credit Union</td>
<td style="width:10px;text-align:center;">CA</td>
<td style="width:251px;text-align:center;"><a href="http://www.eccu.org/">http://www.eccu.org</a></td>
<td style="width:99px;text-align:center;">733M</td>
<td style="width:73px;text-align:center;">15K</td>
<td style="width:103px;text-align:center;">3.77%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">19</td>
<td style="width:262px;text-align:center;">Oregon Community Credit Union</td>
<td style="width:10px;text-align:center;">OR</td>
<td style="width:251px;text-align:center;"><a href="http://www.myoccu.org/">http://www.myoccu.org</a></td>
<td style="width:99px;text-align:center;">2,272M</td>
<td style="width:73px;text-align:center;">175K</td>
<td style="width:103px;text-align:center;">3.64%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">20</td>
<td style="width:262px;text-align:center;">Navigant Credit Union</td>
<td style="width:10px;text-align:center;">RI</td>
<td style="width:251px;text-align:center;"><a href="http://www.navigantcu.org/">http://www.navigantcu.org</a></td>
<td style="width:99px;text-align:center;">2,671M</td>
<td style="width:73px;text-align:center;">106K</td>
<td style="width:103px;text-align:center;">3.41%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">21</td>
<td style="width:262px;text-align:center;">Hughes Federal Credit Union</td>
<td style="width:10px;text-align:center;">AZ</td>
<td style="width:251px;text-align:center;"><a href="http://www.hughesfcu.org/">http://www.hughesfcu.org</a></td>
<td style="width:99px;text-align:center;">1,562M</td>
<td style="width:73px;text-align:center;">140K</td>
<td style="width:103px;text-align:center;">3.40%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">22</td>
<td style="width:262px;text-align:center;">Utah First Credit Union</td>
<td style="width:10px;text-align:center;">UT</td>
<td style="width:251px;text-align:center;"><a href="http://www.utahfirst.com/">http://www.utahfirst.com</a></td>
<td style="width:99px;text-align:center;">601M</td>
<td style="width:73px;text-align:center;">25K</td>
<td style="width:103px;text-align:center;">3.36%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">23</td>
<td style="width:262px;text-align:center;">Alabama Credit Union</td>
<td style="width:10px;text-align:center;">AL</td>
<td style="width:251px;text-align:center;"><a href="http://www.alabamacu.com/">http://www.alabamacu.com</a></td>
<td style="width:99px;text-align:center;">1,083M</td>
<td style="width:73px;text-align:center;">98K</td>
<td style="width:103px;text-align:center;">3.20%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">24</td>
<td style="width:262px;text-align:center;">Knoxville Tva Employees Credit Union</td>
<td style="width:10px;text-align:center;">TN</td>
<td style="width:251px;text-align:center;"><a href="http://www.tvacreditunion.com/">http://www.tvacreditunion.com</a></td>
<td style="width:99px;text-align:center;">2,767M</td>
<td style="width:73px;text-align:center;">222K</td>
<td style="width:103px;text-align:center;">3.20%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">25</td>
<td style="width:262px;text-align:center;">Potlatch No 1 Federal Credit Union</td>
<td style="width:10px;text-align:center;">ID</td>
<td style="width:251px;text-align:center;"><a href="http://www.p1fcu.org/">http://www.p1fcu.org</a></td>
<td style="width:99px;text-align:center;">1,409M</td>
<td style="width:73px;text-align:center;">97K</td>
<td style="width:103px;text-align:center;">2.97%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">26</td>
<td style="width:262px;text-align:center;">Security Credit Union</td>
<td style="width:10px;text-align:center;">MI</td>
<td style="width:251px;text-align:center;"><a href="http://www.securitycu.org/">http://www.securitycu.org</a></td>
<td style="width:99px;text-align:center;">521M</td>
<td style="width:73px;text-align:center;">50K</td>
<td style="width:103px;text-align:center;">2.88%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">27</td>
<td style="width:262px;text-align:center;">Communication Federal Credit Union</td>
<td style="width:10px;text-align:center;">OK</td>
<td style="width:251px;text-align:center;"><a href="http://www.comfedcu.org/">http://www.comfedcu.org</a></td>
<td style="width:99px;text-align:center;">1,425M</td>
<td style="width:73px;text-align:center;">93K</td>
<td style="width:103px;text-align:center;">2.87%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">28</td>
<td style="width:262px;text-align:center;">Idaho Central Credit Union</td>
<td style="width:10px;text-align:center;">ID</td>
<td style="width:251px;text-align:center;"><a href="http://www.iccu.com/">http://www.iccu.com</a></td>
<td style="width:99px;text-align:center;">6,042M</td>
<td style="width:73px;text-align:center;">406K</td>
<td style="width:103px;text-align:center;">2.72%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">29</td>
<td style="width:262px;text-align:center;">Power Financial Credit Union</td>
<td style="width:10px;text-align:center;">FL</td>
<td style="width:251px;text-align:center;"><a href="http://www.powerfi.org/">http://www.powerfi.org</a></td>
<td style="width:99px;text-align:center;">880M</td>
<td style="width:73px;text-align:center;">33K</td>
<td style="width:103px;text-align:center;">2.67%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">30</td>
<td style="width:262px;text-align:center;">Navy Federal Credit Union</td>
<td style="width:10px;text-align:center;">VA</td>
<td style="width:251px;text-align:center;"><a href="https://www.navyfcu.org/">https://www.navyfcu.org/</a></td>
<td style="width:99px;text-align:center;">128,532M</td>
<td style="width:73px;text-align:center;">9,441K</td>
<td style="width:103px;text-align:center;">2.61%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">31</td>
<td style="width:262px;text-align:center;">Greater Nevada Credit Union</td>
<td style="width:10px;text-align:center;">NV</td>
<td style="width:251px;text-align:center;"><a href="http://www.gncu.org/">http://www.gncu.org</a></td>
<td style="width:99px;text-align:center;">1,264M</td>
<td style="width:73px;text-align:center;">76K</td>
<td style="width:103px;text-align:center;">2.58%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">32</td>
<td style="width:262px;text-align:center;">Corporate America Family Credit Union</td>
<td style="width:10px;text-align:center;">IL</td>
<td style="width:251px;text-align:center;"><a href="http://www.cafcu.org/">http://www.cafcu.org</a></td>
<td style="width:99px;text-align:center;">738M</td>
<td style="width:73px;text-align:center;">69K</td>
<td style="width:103px;text-align:center;">2.57%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">33</td>
<td style="width:262px;text-align:center;">Guardian Credit Union</td>
<td style="width:10px;text-align:center;">AL</td>
<td style="width:251px;text-align:center;"><a href="https://www.myguardiancu.com/">https://www.myguardiancu.com</a></td>
<td style="width:99px;text-align:center;">650M</td>
<td style="width:73px;text-align:center;">72K</td>
<td style="width:103px;text-align:center;">2.56%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">34</td>
<td style="width:262px;text-align:center;">La Capitol Federal Credit Union</td>
<td style="width:10px;text-align:center;">LA</td>
<td style="width:251px;text-align:center;"><a href="http://www.lacapfcu.org/">http://www.lacapfcu.org</a></td>
<td style="width:99px;text-align:center;">572M</td>
<td style="width:73px;text-align:center;">49K</td>
<td style="width:103px;text-align:center;">2.52%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">35</td>
<td style="width:262px;text-align:center;">Connexus Credit Union</td>
<td style="width:10px;text-align:center;">WI</td>
<td style="width:251px;text-align:center;"><a href="http://www.connexuscu.org/">http://www.connexuscu.org</a></td>
<td style="width:99px;text-align:center;">2,971M</td>
<td style="width:73px;text-align:center;">378K</td>
<td style="width:103px;text-align:center;">2.52%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">36</td>
<td style="width:262px;text-align:center;">Alliant Credit Union</td>
<td style="width:10px;text-align:center;">IL</td>
<td style="width:251px;text-align:center;"><a href="http://www.alliantcreditunion.org/">http://www.alliantcreditunion.org</a></td>
<td style="width:99px;text-align:center;">12,999M</td>
<td style="width:73px;text-align:center;">521K</td>
<td style="width:103px;text-align:center;">2.51%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">37</td>
<td style="width:262px;text-align:center;">Westmark Credit Union</td>
<td style="width:10px;text-align:center;">ID</td>
<td style="width:251px;text-align:center;"><a href="http://www.westmark.org/">http://www.westmark.org</a></td>
<td style="width:99px;text-align:center;">931M</td>
<td style="width:73px;text-align:center;">63K</td>
<td style="width:103px;text-align:center;">2.49%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">38</td>
<td style="width:262px;text-align:center;">Evansville Teachers Federal Credit Union</td>
<td style="width:10px;text-align:center;">IN</td>
<td style="width:251px;text-align:center;"><a href="http://etfcu.org/">http://etfcu.org</a></td>
<td style="width:99px;text-align:center;">2,151M</td>
<td style="width:73px;text-align:center;">229K</td>
<td style="width:103px;text-align:center;">2.48%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">39</td>
<td style="width:262px;text-align:center;">Neighbors Federal Credit Union</td>
<td style="width:10px;text-align:center;">LA</td>
<td style="width:251px;text-align:center;"><a href="http://www.neighborsfcu.org/">http://www.neighborsfcu.org</a></td>
<td style="width:99px;text-align:center;">1,046M</td>
<td style="width:73px;text-align:center;">75K</td>
<td style="width:103px;text-align:center;">2.45%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">40</td>
<td style="width:262px;text-align:center;">Latino Community Credit Union</td>
<td style="width:10px;text-align:center;">NC</td>
<td style="width:251px;text-align:center;"><a href="http://www.latinoccu.org/">http://www.latinoccu.org</a></td>
<td style="width:99px;text-align:center;">536M</td>
<td style="width:73px;text-align:center;">89K</td>
<td style="width:103px;text-align:center;">2.40%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">41</td>
<td style="width:262px;text-align:center;">Credit Union West Credit Union</td>
<td style="width:10px;text-align:center;">AZ</td>
<td style="width:251px;text-align:center;"><a href="http://www.cuwest.org/">http://www.cuwest.org</a></td>
<td style="width:99px;text-align:center;">848M</td>
<td style="width:73px;text-align:center;">76K</td>
<td style="width:103px;text-align:center;">2.37%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">42</td>
<td style="width:262px;text-align:center;">Keesler Federal Credit Union</td>
<td style="width:10px;text-align:center;">MS</td>
<td style="width:251px;text-align:center;"><a href="http://www.kfcu.org/">http://www.kfcu.org</a></td>
<td style="width:99px;text-align:center;">3,388M</td>
<td style="width:73px;text-align:center;">259K</td>
<td style="width:103px;text-align:center;">2.30%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">43</td>
<td style="width:262px;text-align:center;">Space Coast Credit Union</td>
<td style="width:10px;text-align:center;">FL</td>
<td style="width:251px;text-align:center;"><a href="http://www.sccu.com/">http://www.sccu.com</a></td>
<td style="width:99px;text-align:center;">5,610M</td>
<td style="width:73px;text-align:center;">471K</td>
<td style="width:103px;text-align:center;">2.30%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">44</td>
<td style="width:262px;text-align:center;">Frankenmuth Credit Union</td>
<td style="width:10px;text-align:center;">MI</td>
<td style="width:251px;text-align:center;"><a href="http://www.frankenmuthcu.org/">http://www.frankenmuthcu.org</a></td>
<td style="width:99px;text-align:center;">865M</td>
<td style="width:73px;text-align:center;">52K</td>
<td style="width:103px;text-align:center;">2.24%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">45</td>
<td style="width:262px;text-align:center;">Fox Communities Credit Union</td>
<td style="width:10px;text-align:center;">WI</td>
<td style="width:251px;text-align:center;"><a href="http://www.foxcu.org/">http://www.foxcu.org</a></td>
<td style="width:99px;text-align:center;">2,082M</td>
<td style="width:73px;text-align:center;">110K</td>
<td style="width:103px;text-align:center;">2.18%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">46</td>
<td style="width:262px;text-align:center;">Eastman Credit Union</td>
<td style="width:10px;text-align:center;">TN</td>
<td style="width:251px;text-align:center;"><a href="http://www.ecu.org/">http://www.ecu.org</a></td>
<td style="width:99px;text-align:center;">5,677M</td>
<td style="width:73px;text-align:center;">251K</td>
<td style="width:103px;text-align:center;">2.14%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">47</td>
<td style="width:262px;text-align:center;">Barksdale Federal Credit Union</td>
<td style="width:10px;text-align:center;">LA</td>
<td style="width:251px;text-align:center;"><a href="http://www.bfcu.org/">http://www.bfcu.org</a></td>
<td style="width:99px;text-align:center;">1,664M</td>
<td style="width:73px;text-align:center;">139K</td>
<td style="width:103px;text-align:center;">2.13%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">48</td>
<td style="width:262px;text-align:center;">First Technology Federal Credit Union</td>
<td style="width:10px;text-align:center;">CA</td>
<td style="width:251px;text-align:center;"><a href="https://www.firsttechfed.com/">https://www.firsttechfed.com/</a></td>
<td style="width:99px;text-align:center;">14,407M</td>
<td style="width:73px;text-align:center;">620K</td>
<td style="width:103px;text-align:center;">2.11%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">49</td>
<td style="width:262px;text-align:center;">Police & Fire Federal Credit Union</td>
<td style="width:10px;text-align:center;">PA</td>
<td style="width:251px;text-align:center;"><a href="http://www.pffcu.org/">http://www.pffcu.org</a></td>
<td style="width:99px;text-align:center;">6,311M</td>
<td style="width:73px;text-align:center;">347K</td>
<td style="width:103px;text-align:center;">2.08%</td>
</tr>
<tr>
<td style="width:61px;text-align:center;">50</td>
<td style="width:262px;text-align:center;">Ascend Credit Union</td>
<td style="width:10px;text-align:center;">TN</td>
<td style="width:251px;text-align:center;"><a href="https://ascend.org/">https://ascend.org</a></td>
<td style="width:99px;text-align:center;">2,900M</td>
<td style="width:73px;text-align:center;">217K</td>
<td style="width:103px;text-align:center;">2.07%</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<div> </div>
<div><span class="x_-1583605898highlight">Of course, there are some caveats. e.g. if a credit union has closed any inactive/dormant or any other membership then the net new membership is going to get impacted. Similarly, if a credit union has closed any acquisition in the quarter then the numbers may be inflated.</span></div>
<div class="x_-1583605898zmail_extra">
<div> </div>
<div>Here is the list of CUs with the <strong>lowest new member ratio.</strong> This means that either these credit unions have to work towards their strategy in boarding new members, or they should find a way to engage their old members at a good level.</div>
<div> </div>
<div>
<table style="width:863px;" width="448">
<tbody>
<tr>
<td style="width:65px;text-align:center;" width="64"><strong>S.No.</strong></td>
<td style="width:231px;text-align:center;" width="64"><strong>Credit Union Name </strong></td>
<td style="width:50px;text-align:center;" width="64"><strong>State</strong></td>
<td style="width:234px;text-align:center;" width="64"><strong>URL</strong></td>
<td style="width:94px;text-align:center;" width="64"><strong>Total Assets</strong></td>
<td style="width:92px;text-align:center;" width="64"><strong>Total Members</strong></td>
<td style="width:97px;text-align:center;" width="64"><strong>New Members Ratio</strong></td>
</tr>
<tr>
<td style="width:65px;text-align:center;">1</td>
<td style="width:231px;text-align:center;">Gulf Winds Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://www.gogulfwinds.com/">http://www.gogulfwinds.com</a></td>
<td style="width:94px;text-align:center;">840M</td>
<td style="width:92px;text-align:center;">73K</td>
<td style="width:97px;text-align:center;">-10.87%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">2</td>
<td style="width:231px;text-align:center;">Superior Choice Credit Union</td>
<td style="width:50px;text-align:center;">WI</td>
<td style="width:234px;text-align:center;"><a href="http://www.superiorchoice.com/">http://www.superiorchoice.com</a></td>
<td style="width:94px;text-align:center;">528M</td>
<td style="width:92px;text-align:center;">28K</td>
<td style="width:97px;text-align:center;">-7.36%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">3</td>
<td style="width:231px;text-align:center;">Xceed Financial Credit Union</td>
<td style="width:50px;text-align:center;">CA</td>
<td style="width:234px;text-align:center;"><a href="https://www.xfcu.org/">https://www.xfcu.org</a></td>
<td style="width:94px;text-align:center;">942M</td>
<td style="width:92px;text-align:center;">49K</td>
<td style="width:97px;text-align:center;">-4.98%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">4</td>
<td style="width:231px;text-align:center;">Verve Credit Union</td>
<td style="width:50px;text-align:center;">WI</td>
<td style="width:234px;text-align:center;"><a href="https://www.verveacu.com/">https://www.verveacu.com</a></td>
<td style="width:94px;text-align:center;">1,409M</td>
<td style="width:92px;text-align:center;">66K</td>
<td style="width:97px;text-align:center;">-4.79%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">5</td>
<td style="width:231px;text-align:center;">Michigan Schools And Government Credit Union</td>
<td style="width:50px;text-align:center;">MI</td>
<td style="width:234px;text-align:center;"><a href="http://www.msgcu.org/">http://www.msgcu.org</a></td>
<td style="width:94px;text-align:center;">2,651M</td>
<td style="width:92px;text-align:center;">131K</td>
<td style="width:97px;text-align:center;">-3.97%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">6</td>
<td style="width:231px;text-align:center;">Forum Credit Union</td>
<td style="width:50px;text-align:center;">IN</td>
<td style="width:234px;text-align:center;"><a href="http://www.forumcu.com/">http://www.forumcu.com</a></td>
<td style="width:94px;text-align:center;">1,672M</td>
<td style="width:92px;text-align:center;">156K</td>
<td style="width:97px;text-align:center;">-3.56%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">7</td>
<td style="width:231px;text-align:center;">Team One Credit Union</td>
<td style="width:50px;text-align:center;">MI</td>
<td style="width:234px;text-align:center;"><a href="http://www.teamonecu.org/">http://www.teamonecu.org</a></td>
<td style="width:94px;text-align:center;">647M</td>
<td style="width:92px;text-align:center;">50K</td>
<td style="width:97px;text-align:center;">-3.53%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">8</td>
<td style="width:231px;text-align:center;">We Florida Financial Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://www.wefloridafinancial.com/">http://www.wefloridafinancial.com</a></td>
<td style="width:94px;text-align:center;">565M</td>
<td style="width:92px;text-align:center;">45K</td>
<td style="width:97px;text-align:center;">-3.33%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">9</td>
<td style="width:231px;text-align:center;">Michigan Educational Credit Union</td>
<td style="width:50px;text-align:center;">MI</td>
<td style="width:234px;text-align:center;"><a href="http://www.michedcu.org/">http://www.michedcu.org</a></td>
<td style="width:94px;text-align:center;">957M</td>
<td style="width:92px;text-align:center;">52K</td>
<td style="width:97px;text-align:center;">-3.26%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">10</td>
<td style="width:231px;text-align:center;">Velocity Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.velocitycu.com/">http://www.velocitycu.com</a></td>
<td style="width:94px;text-align:center;">938M</td>
<td style="width:92px;text-align:center;">85K</td>
<td style="width:97px;text-align:center;">-3.20%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">11</td>
<td style="width:231px;text-align:center;">Navy Army Community Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.navyarmyccu.com/">http://www.navyarmyccu.com</a></td>
<td style="width:94px;text-align:center;">3,530M</td>
<td style="width:92px;text-align:center;">188K</td>
<td style="width:97px;text-align:center;">-3.12%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">12</td>
<td style="width:231px;text-align:center;">Orion Federal Credit Union</td>
<td style="width:50px;text-align:center;">TN</td>
<td style="width:234px;text-align:center;"><a href="http://www.orionfcu.com/">http://www.orionfcu.com</a></td>
<td style="width:94px;text-align:center;">936M</td>
<td style="width:92px;text-align:center;">72K</td>
<td style="width:97px;text-align:center;">-2.92%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">13</td>
<td style="width:231px;text-align:center;">USC Credit Union</td>
<td style="width:50px;text-align:center;">CA</td>
<td style="width:234px;text-align:center;"><a href="http://www.usccreditunion.org/">http://www.usccreditunion.org</a></td>
<td style="width:94px;text-align:center;">660M</td>
<td style="width:92px;text-align:center;">76K</td>
<td style="width:97px;text-align:center;">-2.88%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">14</td>
<td style="width:231px;text-align:center;">Firstmark Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.firstmarkcu.org/">http://www.firstmarkcu.org</a></td>
<td style="width:94px;text-align:center;">1,124M</td>
<td style="width:92px;text-align:center;">94K</td>
<td style="width:97px;text-align:center;">-2.79%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">15</td>
<td style="width:231px;text-align:center;">Fort Worth Community Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.ftwccu.org/">http://www.ftwccu.org</a></td>
<td style="width:94px;text-align:center;">1,072M</td>
<td style="width:92px;text-align:center;">85K</td>
<td style="width:97px;text-align:center;">-2.79%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">16</td>
<td style="width:231px;text-align:center;">SAFE Federal Credit Union</td>
<td style="width:50px;text-align:center;">SC</td>
<td style="width:234px;text-align:center;"><a href="https://www.safefed.org/">https://www.safefed.org</a></td>
<td style="width:94px;text-align:center;">1,273M</td>
<td style="width:92px;text-align:center;">123K</td>
<td style="width:97px;text-align:center;">-2.58%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">17</td>
<td style="width:231px;text-align:center;">Schlumberger Employees Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.secu.slb.com/">http://www.secu.slb.com</a></td>
<td style="width:94px;text-align:center;">924M</td>
<td style="width:92px;text-align:center;">30K</td>
<td style="width:97px;text-align:center;">-2.54%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">18</td>
<td style="width:231px;text-align:center;">Florida Central Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://floridacentralcu.com/">http://floridacentralcu.com</a></td>
<td style="width:94px;text-align:center;">542M</td>
<td style="width:92px;text-align:center;">53K</td>
<td style="width:97px;text-align:center;">-2.36%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">19</td>
<td style="width:231px;text-align:center;">Certified Federal Credit Union</td>
<td style="width:50px;text-align:center;">CA</td>
<td style="width:234px;text-align:center;"><a href="http://www.certifiedfed.com/">http://www.certifiedfed.com</a></td>
<td style="width:94px;text-align:center;">678M</td>
<td style="width:92px;text-align:center;">61K</td>
<td style="width:97px;text-align:center;">-2.30%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">20</td>
<td style="width:231px;text-align:center;">Texas Bay Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.tbacu.org/">http://www.tbacu.org</a></td>
<td style="width:94px;text-align:center;">546M</td>
<td style="width:92px;text-align:center;">47K</td>
<td style="width:97px;text-align:center;">-2.29%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">21</td>
<td style="width:231px;text-align:center;">Del Norte Credit Union</td>
<td style="width:50px;text-align:center;">NM</td>
<td style="width:234px;text-align:center;"><a href="http://www.dncu.org/">http://www.dncu.org</a></td>
<td style="width:94px;text-align:center;">795M</td>
<td style="width:92px;text-align:center;">55K</td>
<td style="width:97px;text-align:center;">-2.22%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">22</td>
<td style="width:231px;text-align:center;">Tyndall Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://www.tyndall.org/">http://www.tyndall.org</a></td>
<td style="width:94px;text-align:center;">1,745M</td>
<td style="width:92px;text-align:center;">113K</td>
<td style="width:97px;text-align:center;">-2.18%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">23</td>
<td style="width:231px;text-align:center;">The Police Credit Union</td>
<td style="width:50px;text-align:center;">CA</td>
<td style="width:234px;text-align:center;"><a href="http://www.thepolicecu.org/">http://www.thepolicecu.org</a></td>
<td style="width:94px;text-align:center;">1,022M</td>
<td style="width:92px;text-align:center;">41K</td>
<td style="width:97px;text-align:center;">-2.13%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">24</td>
<td style="width:231px;text-align:center;">Leominster Credit Union</td>
<td style="width:50px;text-align:center;">MA</td>
<td style="width:234px;text-align:center;"><a href="http://www.leominstercu.com/">http://www.leominstercu.com</a></td>
<td style="width:94px;text-align:center;">752M</td>
<td style="width:92px;text-align:center;">48K</td>
<td style="width:97px;text-align:center;">-2.12%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">25</td>
<td style="width:231px;text-align:center;">Amplify Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.goamplify.com/">http://www.goamplify.com</a></td>
<td style="width:94px;text-align:center;">1,080M</td>
<td style="width:92px;text-align:center;">59K</td>
<td style="width:97px;text-align:center;">-2.05%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">26</td>
<td style="width:231px;text-align:center;">Lbs Financial Credit Union</td>
<td style="width:50px;text-align:center;">CA</td>
<td style="width:234px;text-align:center;"><a href="http://www.lbsfcu.org/">http://www.lbsfcu.org</a></td>
<td style="width:94px;text-align:center;">1,678M</td>
<td style="width:92px;text-align:center;">135K</td>
<td style="width:97px;text-align:center;">-2.01%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">27</td>
<td style="width:231px;text-align:center;">Arizona Central Credit Union</td>
<td style="width:50px;text-align:center;">AZ</td>
<td style="width:234px;text-align:center;"><a href="http://www.azcentralcu.org/">http://www.azcentralcu.org</a></td>
<td style="width:94px;text-align:center;">602M</td>
<td style="width:92px;text-align:center;">57K</td>
<td style="width:97px;text-align:center;">-1.89%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">28</td>
<td style="width:231px;text-align:center;">Y-12 Federal Credit Union</td>
<td style="width:50px;text-align:center;">TN</td>
<td style="width:234px;text-align:center;"><a href="http://www.y12fcu.org/">http://www.y12fcu.org</a></td>
<td style="width:94px;text-align:center;">1,349M</td>
<td style="width:92px;text-align:center;">110K</td>
<td style="width:97px;text-align:center;">-1.80%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">29</td>
<td style="width:231px;text-align:center;">Jovia Financial Credit Union</td>
<td style="width:50px;text-align:center;">NY</td>
<td style="width:234px;text-align:center;"><a href="http://www.joviafinancial.com/">http://www.joviafinancial.com</a></td>
<td style="width:94px;text-align:center;">3,737M</td>
<td style="width:92px;text-align:center;">196K</td>
<td style="width:97px;text-align:center;">-1.71%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">30</td>
<td style="width:231px;text-align:center;">Primeway Federal Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="https://www.primewayfcu.com/">https://www.primewayfcu.com</a></td>
<td style="width:94px;text-align:center;">586M</td>
<td style="width:92px;text-align:center;">47K</td>
<td style="width:97px;text-align:center;">-1.70%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">31</td>
<td style="width:231px;text-align:center;">Achieva Credit Union Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://www.achievacu.com/">http://www.achievacu.com</a></td>
<td style="width:94px;text-align:center;">1,991M</td>
<td style="width:92px;text-align:center;">165K</td>
<td style="width:97px;text-align:center;">-1.69%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">32</td>
<td style="width:231px;text-align:center;">Bellwether Community Credit Union</td>
<td style="width:50px;text-align:center;">NH</td>
<td style="width:234px;text-align:center;"><a href="http://www.bccu.org/">http://www.bccu.org</a></td>
<td style="width:94px;text-align:center;">521M</td>
<td style="width:92px;text-align:center;">33K</td>
<td style="width:97px;text-align:center;">-1.66%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">33</td>
<td style="width:231px;text-align:center;">Jsc Federal Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.jscfcu.org/">http://www.jscfcu.org</a></td>
<td style="width:94px;text-align:center;">2,486M</td>
<td style="width:92px;text-align:center;">132K</td>
<td style="width:97px;text-align:center;">-1.66%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">34</td>
<td style="width:231px;text-align:center;">Vantage Credit Union</td>
<td style="width:50px;text-align:center;">MO</td>
<td style="width:234px;text-align:center;"><a href="http://www.vcu.com/">http://www.vcu.com</a></td>
<td style="width:94px;text-align:center;">987M</td>
<td style="width:92px;text-align:center;">77K</td>
<td style="width:97px;text-align:center;">-1.63%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">35</td>
<td style="width:231px;text-align:center;">GTE Federal Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://www.gtefcu.org/">http://www.gtefcu.org</a></td>
<td style="width:94px;text-align:center;">2,424M</td>
<td style="width:92px;text-align:center;">224K</td>
<td style="width:97px;text-align:center;">-1.59%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">36</td>
<td style="width:231px;text-align:center;">Financial Center Credit Union</td>
<td style="width:50px;text-align:center;">CA</td>
<td style="width:234px;text-align:center;"><a href="http://www.fccuburt.org/">http://www.fccuburt.org</a></td>
<td style="width:94px;text-align:center;">578M</td>
<td style="width:92px;text-align:center;">31K</td>
<td style="width:97px;text-align:center;">-1.59%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">37</td>
<td style="width:231px;text-align:center;">Houston Federal Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.houstonfcu.org/">http://www.houstonfcu.org</a></td>
<td style="width:94px;text-align:center;">781M</td>
<td style="width:92px;text-align:center;">61K</td>
<td style="width:97px;text-align:center;">-1.58%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">38</td>
<td style="width:231px;text-align:center;">Pawtucket Credit Union</td>
<td style="width:50px;text-align:center;">RI</td>
<td style="width:234px;text-align:center;"><a href="http://www.pcu.org/">http://www.pcu.org</a></td>
<td style="width:94px;text-align:center;">2,554M</td>
<td style="width:92px;text-align:center;">122K</td>
<td style="width:97px;text-align:center;">-1.57%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">39</td>
<td style="width:231px;text-align:center;">Firstlight Federal Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.firstlightfcu.org/">http://www.firstlightfcu.org</a></td>
<td style="width:94px;text-align:center;">1,270M</td>
<td style="width:92px;text-align:center;">107K</td>
<td style="width:97px;text-align:center;">-1.52%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">40</td>
<td style="width:231px;text-align:center;">Hanscom Federal Credit Union</td>
<td style="width:50px;text-align:center;">MA</td>
<td style="width:234px;text-align:center;"><a href="http://www.hfcu.org/">http://www.hfcu.org</a></td>
<td style="width:94px;text-align:center;">1,607M</td>
<td style="width:92px;text-align:center;">90K</td>
<td style="width:97px;text-align:center;">-1.50%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">41</td>
<td style="width:231px;text-align:center;">Lake Trust Credit Union</td>
<td style="width:50px;text-align:center;">MI</td>
<td style="width:234px;text-align:center;"><a href="http://www.laketrust.org/">http://www.laketrust.org</a></td>
<td style="width:94px;text-align:center;">2,153M</td>
<td style="width:92px;text-align:center;">175K</td>
<td style="width:97px;text-align:center;">-1.50%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">42</td>
<td style="width:231px;text-align:center;">America'S Credit Union</td>
<td style="width:50px;text-align:center;">WA</td>
<td style="width:234px;text-align:center;"><a href="http://www.youracu.org/">http://www.youracu.org</a></td>
<td style="width:94px;text-align:center;">618M</td>
<td style="width:92px;text-align:center;">41K</td>
<td style="width:97px;text-align:center;">-1.48%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">43</td>
<td style="width:231px;text-align:center;">Consumer Credit Union</td>
<td style="width:50px;text-align:center;">TN</td>
<td style="width:234px;text-align:center;"><a href="http://consumercreditunion.com/">http://consumercreditunion.com</a></td>
<td style="width:94px;text-align:center;">520M</td>
<td style="width:92px;text-align:center;">42K</td>
<td style="width:97px;text-align:center;">-1.45%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">44</td>
<td style="width:231px;text-align:center;">Quorum Federal Credit Union</td>
<td style="width:50px;text-align:center;">NY</td>
<td style="width:234px;text-align:center;"><a href="http://quorumfcu.org/">http://quorumfcu.org</a></td>
<td style="width:94px;text-align:center;">871M</td>
<td style="width:92px;text-align:center;">70K</td>
<td style="width:97px;text-align:center;">-1.43%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">45</td>
<td style="width:231px;text-align:center;">Ardent Credit Union</td>
<td style="width:50px;text-align:center;">PA</td>
<td style="width:234px;text-align:center;"><a href="http://www.ardentcu.org/">http://www.ardentcu.org</a></td>
<td style="width:94px;text-align:center;">811M</td>
<td style="width:92px;text-align:center;">36K</td>
<td style="width:97px;text-align:center;">-1.40%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">46</td>
<td style="width:231px;text-align:center;">Ithink Financial Credit Union</td>
<td style="width:50px;text-align:center;">FL</td>
<td style="width:234px;text-align:center;"><a href="http://ithinkfi.org/">http://ithinkfi.org</a></td>
<td style="width:94px;text-align:center;">1,687M</td>
<td style="width:92px;text-align:center;">94K</td>
<td style="width:97px;text-align:center;">-1.35%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">47</td>
<td style="width:231px;text-align:center;">Texans Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.texanscu.org/">http://www.texanscu.org</a></td>
<td style="width:94px;text-align:center;">1,792M</td>
<td style="width:92px;text-align:center;">114K</td>
<td style="width:97px;text-align:center;">-1.32%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">48</td>
<td style="width:231px;text-align:center;">People First Credit Union</td>
<td style="width:50px;text-align:center;">PA</td>
<td style="width:234px;text-align:center;"><a href="http://www.peoplefirstcu.org/">http://www.peoplefirstcu.org</a></td>
<td style="width:94px;text-align:center;">724M</td>
<td style="width:92px;text-align:center;">73K</td>
<td style="width:97px;text-align:center;">-1.31%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">49</td>
<td style="width:231px;text-align:center;">Texas Trust Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.texastrustcu.org/">http://www.texastrustcu.org</a></td>
<td style="width:94px;text-align:center;">1,475M</td>
<td style="width:92px;text-align:center;">117K</td>
<td style="width:97px;text-align:center;">-1.29%</td>
</tr>
<tr>
<td style="width:65px;text-align:center;">50</td>
<td style="width:231px;text-align:center;">Smart Financial Credit Union</td>
<td style="width:50px;text-align:center;">TX</td>
<td style="width:234px;text-align:center;"><a href="http://www.smartcu.org/">http://www.smartcu.org</a></td>
<td style="width:94px;text-align:center;">764M</td>
<td style="width:92px;text-align:center;">70K</td>
<td style="width:97px;text-align:center;">-1.23%</td>
</tr>
</tbody>
</table>
</div>
<div> </div>
<div>So where does your credit union stand is this? Also, how are you working towards managing your new member ratio? What strategies are you planning to deliver the best experience to your members so that they hold on and excite new ones to join in. </div>
</div></div>
Error Resolution
https://culytics.com/blogs/error-resolution
2018-02-07T18:09:30.000Z
2018-02-07T18:09:30.000Z
Steven Simpson, PhD
https://culytics.com/members/StevenSimpsonPhD
<div><p>Greetings from Suncoast Credit Union here in Sunny Tampa Florida. I'm Steven Simpson and am VP Strategy and Innovation. The purpose of this blog is to seek feedback, opinions and collaboration regarding "error resolution".</p><p>A particular regulatory entity :-) is asking us to do a lot of work around CIP and Account Opening. Our "error rate" was said to be "too high". Of course no real guidance re: acceptable amount of errors or best practice process is provided. We've responded by doing two rounds of audits on every new account, we've communicated that errors are not acceptable to the point of creating "stress" in our branch environment and yet we still have errors. From a Six Sigma perspective, given the number of fields to be input, volume of new memberships, variability in the member themselves, etc. a goal of 100% (beyond 6sigma) is unattainable! But the questions I'd like to pose is:</p><p>1) does anyone track their "error rate" during account opening / CIP?</p><p>2) if so, would you share your typical "error rate"? (note that you can email me directly at steven.simpson@suncoastcreditunion.com) and that if I get several responses I'd be happy to anonymize and share with all respondents</p><p>3) I'd welcome a discussion re: methods and practice to track and calculate. We may be our own worse enemy re: definition of what is an error, should we have different levels or types of "errors" and measure them separately to better identify "CIP significant errors", etc. I also feel that we're doing too much with multiple rounds of audits. </p><p>Thanks in advance for the discussion</p></div>